
International Student Health Insurance Guide for Canada (2026)
Moving to Canada for education is a major transition. Along with choosing a school, arranging accommodation and preparing for study, international students need to understand how
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Do you have provincial health coverage?
Protect your family from unexpected medical costs from services not covered by provincial plans.
Insure your smile with easy, affordable dental coverage for routine services and recommended treatments.
Travel worry-free knowing you have coverage for the expenses that come up in a medical emergency.
Focus on your studies knowing that your emergency medical expenses in Canada are already covered.
Safeguard your trip with coverage for hospital, prescription drugs, medical equipment, and more.
Visitors and returning Canadians can rest easy with coverage for medical expenses from illness or accident.
In today’s world, it is essential to have adequate health insurance and dental insurance. Yet, provincial plans and escalating health care costs may not provide sufficient coverage for you and your family. Special Benefits can help bridge the gap. We are a leader in the individual health, dental and travel insurance industry, and we have been serving the needs of Canadian families since 1993.
Everyone can benefit from having health insurance and dental insurance. Even if you are healthy, you never know what the future holds. If you need medical care, you simply can’t predict how high these costs will be—and health care costs are steadily rising.
Access to small business health and dental insurance allows employers to support employee wellbeing while managing costs effectively. These benefit options are designed for flexibility, making them well suited for startups, entrepreneurs, and organizations with evolving workforce structures.
As an individual health, dental and travel insurance brokerage, we sell directly to the public. This results in more streamlined and affordable products for you.
At Special Benefits, we focus on providing affordable:

Receive coverage for unexpected and routine medical care, plus peace of mind for your family.

Choose dental coverage based on your specific needs, so you can maintain optimal dental health.

Make sure you have adequate emergency health insurance when you are traveling for work or pleasure.
Special Benefits works with leading insurance carriers in Canada to bring you flexible insurance coverage plans at competitive rates.
An experienced insurance advisor Canada based understands the complexities of private health, dental, and travel coverage. Their role is to provide clarity, explain options, and help you make informed decisions as your personal or professional circumstances change.
Here are some reasons you should choose us as your health insurance and dental insurance provider:
Our insurance advisor in Canada delivers top quality customer service to make the process of purchasing health, dental and travel insurance less confusing. We take the time to educate you about the products you are buying so you feel relieved, confident and happy with your decision.
Our representatives personally answer the phone Monday to Friday between 8:45am and 4:45pm Eastern Time, so you don’t have to hassle with automated recordings or long wait times.
We take great pride in providing a customer-centered approach to serving your needs. Special Benefits is committed to helping you choose health, dental and travel insurance with your best interest in mind. Our goal is to help you make the right decision for your needs.
We sell a variety of different products from a number of different carriers, and this allows us to provide a one-stop shopping experience.
Learn more about the advantages of working with Special Benefits to select the right health and dental program for your needs. Contact us for a no-obligation quote today or for your free information package, which includes an application, benefit details brochure, rates and a general information booklet.
At SBIS, we believe insurance should work for real life. As a customer-first Canadian insurance solutions provider, we offer streamlined access to health, dental, and travel coverage through a one-stop approach. By selling directly to the public, we’re able to keep plans accessible, competitive, and easy to manage.
From individuals seeking everyday protection to employers exploring small business health and dental insurance, our solutions are designed to support long-term wellbeing and financial security. Backed by personalized service and knowledgeable advisors – not call centres or automated systems – we help Canadians choose coverage that makes sense today and adapts for tomorrow.
Working with a Canadian insurance solutions provider ensures your coverage aligns with national regulations and provincial healthcare systems. This localized approach helps deliver practical protection that complements public healthcare while supporting long-term financial security.
Offering small business health and dental insurance can help employers support employee wellbeing while remaining cost-conscious. These plans are designed to be flexible, scalable, and practical for growing organizations. Whether you have a small team or a changing workforce, customized benefits can enhance retention, improve morale, and provide meaningful protection without the complexity of large group insurance programs.

Moving to Canada for education is a major transition. Along with choosing a school, arranging accommodation and preparing for study, international students need to understand how

Choosing health coverage for an entire family requires more than looking at the monthly premium. Parents, children, and other dependents can have different healthcare needs, from

Being self-employed offers flexibility, independence, and control over your work. However, it also means you may not have access to the group health coverage commonly provided

The Canadian Dental Care Plan (CDCP) helps eligible Canadian residents access a range of oral health services. However, CDCP coverage does not mean every dental treatment

Choosing dental coverage in Canada can be confusing, particularly with the introduction of the Canadian Dental Care Plan (CDCP). While the CDCP provides government-supported dental coverage

Travel insurance can provide financial protection when unexpected situations arise during a trip. Medical emergencies, trip interruptions, lost baggage, and travel delays can create significant expenses