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2022 Health Insurance Tips For Taking Better Care Of Your Health

2022 Health Insurance Tips For Taking Better Care Of Your Health
Of all the challenges that lie ahead in 2022, your health or your family’s health is likely on your mind. Accidents and illness can strike anytime, at any age, and cost hundreds or thousands of dollars in unexpected out of pocket healthcare costs. Here are health insurance tips to help you.

Your health and wellbeing are part of a larger combination of factors that includes prevention, exercise, nutrition, and mental health. Many of us are getting more receptive to emerging services, such as virtual care, online medical appointment scheduling, referrals, and prescription delivery. And, while we still have respect for standard medicine practices, many of us are embracing alternative therapies such as massage, acupuncture, and naturopathy.

That’s where individual health insurance can help. Individual health insurance plans provide supplemental coverage options for everyday health needs and medical emergencies by covering a wide variety of services, such as massage and acupuncture, so you can afford treatment that will help you feel your best in 2022.

Want to talk 2022 health care strategy? Listen to what health insurance delivers.

Savvy people know that the best way to protect your interests is to surround yourself with a team of qualified advisors. A lawyer and a financial advisor are professionals who can help protect your financial future from a number of pitfalls. But what about taking care of your health?

Your health insurance is expertly designed to empower you to make better preventative choices to maintain your health. It is ready to protect you from out-of-pocket pitfalls, deliver tools and services you can trust and enable you to engage the health care professionals you need.

Use easy access to telehealth services

If you expect to rely more heavily on telehealth in 2022, your health insurance can help connect you to the professionals you need for video consultations. In fact, you can anticipate using telehealth frequently as a unique opportunity to overcome the obstacles of travel and waiting room time delays. It is a growing solution specifically designed to shorten the cycle between identifying a health problem and implementing a clinical solution.

With greater ease and speed from healthcare providers taking care of your health is now more convenient and easier than ever. Consider using a wider range of healthcare services without having to travel to a healthcare facility, like talking to a dietician. Now is the perfect time to increase your health maintenance needs.

Discover mental health tools to help you day to day and at times of high stress

Resilience has been one of the biggest challenges we have all faced, and many of us have felt the magnified impact of stress and burn out. Health insurance delivers tools so you can proactively work on your resiliency and wellbeing, and helps you pay for therapies or prescriptions you may need.

When it comes to improving your overall well-being in mind, body, and spirit, you may consider the advantages of physical therapies. Naturopathic doctors, Swedish and shiatsu massage performed by registered therapists and eastern-based acupuncture are just some of the options individuals choose. These services are not covered by your government health plan, and you will be charged a fee, which may be partially covered by your health insurance.

Chiropractic adjustments are often sought to help release muscle tension and correct the body’s alignment and overall physical function and chiropractors can offer relaxation techniques to help patients manage stress.

Like coverage for other registered therapists, the dollar amount covered per visit and the annual combined maximum benefit will be outlined in your health insurance plan.

Find resources to help you care and advocate for your loved ones

With the online information epidemic or “infodemic” so named by the World Health Organization, you will need to focus on accessing trustworthy health content. Your health insurer is working to deliver the right technology so you can access effective, engaging digital content that can inform and even motivate you for better evidence-based healthcare action.

Your health insurance plan delivers many “built in” tools that can help you learn new ways to deal with the expected and unexpected in life:

  • Motivational programs to help you focus and achieve your health goals
  • Access to recent articles on finding care, managing your health, and preventing illness
  • Easy-to-use search tools to help you find a doctor, health facility, or community support group in your area can help you stay healthy
  • Provincial health resource information
  • Trusted information on conditions and prescription drugs

Download handy apps available with your plan and managing your family’s health can become easier.

Prescription Drug home order/delivery

Regular doctor visits are a must if you want to stay on top of your health. If you’re taking medications, you should check in with your doctor and discuss these during your check-up. Make sure you’re reviewing what’s working and what isn’t and if there are other options. This will ensure you’re not taking anything you don’t need or that’s too expensive.

Most health insurance plans cover costs for a wide variety of prescription drugs. If you are given a prescription for a certain medication and are uncertain if it is covered under your plan, contact your insurer with the Drug Identification Number (DIN) of the drug and they will let you know if it is covered. You can also take your benefit plan card to your pharmacist, and they will be able to advise you if the medication is covered.

If taking your medications at the right time is crucial to managing your illness, but you have trouble doing that some health insurance plans have services built in to help you stay on track and save money. Simply go online through the website or handy app to fill prescriptions and the cost will be managed directly so you do not have to pay out of pocket. All your medication will be delivered to your door by Canada Post in plain, discreet packaging and if you have questions, you can live chat, text or schedule a phone call with a pharmacist at your convenience.

Let’s face it. We are all patients at some point. Health insurance helps.

There is always a learning curve that comes with properly taking care of our health. With your health insurance in hand, you can make a clear plan for learning about better health management and dealing with troubles you encounter.

Health and dental insurance for you and your family provides coverage for services and treatments not covered by your government health plan like:

  • Prescription drugs
  • Dental care for Basic, Comprehensive Basic and/or Major Services
  • Extended healthcare costs like vision care, accidental dental, ambulance transportation, hearing aids, home support, medical items, eye examinations, professional/registered therapists including chiropractor, foot-care specialist (chiropodist/podiatrist), naturopath, osteopath, physiotherapist, massage therapist, acupuncturist, psychologist, registered social worker, speech therapist
  • Travel
  • Optional hospital accommodation for semi-private and/or private rooms.

Many health insurance plans guarantee coverage with no medical questionnaire, giving you the flexibility to choose based on your budget and needs.

Look towards a healthier 2022

Our predictions look to a world where you and your family are benefitting from having health insurance and using it as an important part of an overall wellness plan. Health insurance delivers new ways to help you feel your best. At SBIS we have access to almost 50 different plans from many major insurance companies like Manulife, Greenshield Canada and GMS. If you’re ready to start taking better care of your health, contact us today. We can provide you with the information you need to make an informed decision about your health and dental insurance needs.

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