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Asking Your Family And Friends About Health Insurance? Ask An Expert For Free Instead

Sick woman
When health problems arise in everyday life, you often seek advice from family and friends to better understand your issue and how to solve it. But who can you turn to get the best advice for managing your healthcare costs?

We often ask those closest to us when we are experiencing a health problem and need advice. Why? Because we trust them.

They may help with tasks – picking up medication or making at meal – or help us to get assistance – giving us insight by reflecting on their experience, helping to locate a doctor, or just encouraging us to seek medical help.

What our friends and family don’t often do is help pay for healthcare we may need that isn’t covered under our government health plan. And they don’t always know how we can better plan for and manage the unexpected out-of-pocket expenses we face when a serious illness or accident happens.

People depend on health insurance to protect against unexpected healthcare costs

Without health and dental insurance, you may be faced with hundreds or even thousands of dollars a year in healthcare costs for things like

  • prescription drugs
  • dental care, including regular checkups, cleanings, and some procedures
  • vision care, including optometrist visits as well as prescription lenses, frames, contact lenses and laser eye surgery
  • extended health care, including registered specialists and therapists (such as massage therapists, chiropractors, physiotherapists, and psychologists), orthotics, hearing aids, homecare, and medical equipment
  • emergency travel health care, which will cover the costs of emergency medical care f when travelling outside your home province or territory. 

Costs for filling a prescription, visiting the dentist, getting new glasses, or getting a course of treatment for an illness or after an accident can add up quickly. 

Health insurance works to help you manage routine and unexpected costs and protect your budget by helping pay for healthcare costs not covered by your government health plan.

You can depend on health insurance to give you good advice too

Health insurance doesn’t just provide financial support, it provides you with tools and resources for trusted health advice with

  • telephone or virtual health care services, which provide round-the-clock, on-demand access to medical professionals who can provide such services as prescriptions, diagnoses, and referrals
  • wellness programs which can help put you and your family on a healthier path
  • access to confidential counselling for the times you simply want a sounding board or professional view on a health, financial or relationship matter, from day care options to career moves, or the times you’re facing a serious situation that’s causing anxiety or poses​ a risk to you or someone close.
  • on-line libraries from hundreds of trusted resources on numerous health topics.

So, where can you get good (free!) advice about health insurance?

Woman on phone

Ask an insurance broker for help choosing your health and dental insurance plan.

Your insurance broker is a licensed professional who can help you research, buy and manage your health insurance decisions from start to finish. You can trust that they will take care of your needs respectfully and objectively and always use their expertise to represent your best interests. 

By asking a broker like SBIS, you will receive advice on all your options to make sure you don’t miss anything important. And best of all, at SBIS that advice is free. What could be better?

Before you decide to purchase a health insurance plan at SBIS we will help you discover what your needs are:

  • Do you need a plan just for yourself, or do you need coverage for the rest of your family?
  • Are you looking for basic coverage, or do you need a more robust plan that covers prescription and dental care costs?
  • Do you have a pre-existing health condition?
  • Are you leaving a group plan?

We work with several providers, with a wide variety of plans – and we are familiar with all of the various health insurance plan details. Based on your answers, we will provide you with the information you need to compare plans that you qualify for and assist you in making the right choices based on your budget and needs. If you need more help we will:

  • Compare quotes for you and explain the differences
  • Find specialty coverage
  • Provide online purchase options
  • Talk to you by telephone – only when YOU want to consult with an expert.

At SBIS, we explain what is covered under each plan, such as medications, vision care, specialist treatments and more. We also explain the cost of each plan and what your premium may be.

Once you know what you’ll be paying each month, you’ll probably find that this cost is nothing compared to the potential costs if you didn’t have a health insurance plan at all.

Need health insurance advice? Call SBIS today

SBIS representatives are trusted experts who take your call and help you with your questions. We can even help after you’ve already purchased a plan to make any changes that need to be made. Don’t put off getting the health insurance you need any longer. Call us Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time at 1-800-667-0429 or 416-601-0429 – we’re happy to help.

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