Dental Insurance Coverage in British Columbia
You may not realize it, but dental health has a significant impact on your overall physical health. The cost of dental care is steadily rising in British Columbia, making it imperative to have supplemental dental insurance. The government’s coverage for dental care isn’t designed to handle the basic maintenance, preventative and other services you need.
Special Benefits Insurance Services can help. We sell a number of BC dental insurance plans to help residents of British Columbia offset the cost of their care. With coverage from SBIS, you can make routine and emergency visits to your dentist. This can help address any major problems you may have, as well as prevent small issues from becoming more serious. A British Columbia Dental Insurance Plan provides a financial safety net that can save you money today, tomorrow and well into the future.
Dental Insurance Solutions for British Columbia Residents
British Columbians can choose from a variety of British Columbia Dental Insurance Plans with SBIS. Green Shield and SBIS work together to provide Prism Spectra®, Prism Precision® and Prism Continuum® programs. These cost-effective plans come in varying levels of coverage so you can purchase the right one for your situation.
Our Prism programs give you the flexibility to choose the most appropriate coverage for your situation. Each of these programs has dental options with different maximums.
The Prism programs offer the following coverage levels:
- Basic coverage for preventative cleaning; routine exams and x-rays; fillings and extractions; and general anaesthetics; as well as fluoride treatments, space maintainers, and pit and fissure sealants for children.
- Comprehensive Basic coverage for periodontal treatment, endodontics/root canal therapy, and denture-related care.
- Major Services coverage for dentures, standard crown restorations, standard bridges, and standard repair or recementing of crowns. (This is eligible in your third benefit year.)
- Orthodontic Coverage to straighten teeth and correct the bite. (This is eligible in your third benefit year.)
Please click on each Prism® tab below to see the different plan details and rates
MANULIFE HEALTH INSURANCE PLANS
SBIS also works with Manulife Financial to provide flexible, customizable coverage under the Flexcare®, FollowMe™ and Manulife Association plans. Make your choices from these options:
- Flexcare DentalPlus™ Basic or Enhanced Plan: Coverage for fillings, cleanings, scaling, examinations, polishing, certain extractions, and recall visits.
- FollowMe®: Guaranteed acceptance for those who apply within 90 days of losing group benefits – especially helpful for those taking prescription drugs.
- Manulife Guaranteed Issue Enhanced Plan: No needles, no nurses, no questions — your acceptance is guaranteed at time of application even if you have a pre-existing condition.
- Manulife Association: Choose varying levels of affordable coverage with Base, Bronze, Silver and Gold plans to suit your needs and budget.
Please click on each Manulife® tab below to see the different plan details and rates
GMS HEALTH INSURANCE PLANS
Discover the flexibility and features of GMS Health Insurance Plans from SBIS.
GMS Personal Health Plans: Choose one of three plan types to give you and your family coverage for everyday health needs and medical emergencies. Expand your plan by adding coverage for basic dental services such as exams, polishing, and fillings, as well as major services such as crowns, bridges, and dentures.
GMS Replacement Health Plans: Within 60 days of leaving a group health plan, apply for one of these three plan types to give you and your family coverage for everyday health needs and medical emergencies, guaranteed. Dental health is vital, so adding coverage for major or basic dental services delivers the protection you and your family need.
Please click on each GMS tab below to see the different plan details and rates
SBIS Helps Fill the Gap
A dental insurance plan from SBIS is a great way to take care of your oral health and minimize your out-of-pocket expenses. Provincial government insurance normally only covers oral surgery when it’s medically required to be performed in hospital. For example, a complex surgery involving the removal of an impacted third molar (wisdom tooth) may be covered. However, the extraction of a healthy wisdom tooth—even if impacted—may not be a covered benefit. With British Columbia Dental Insurance from SBIS, you can spend less time worrying about what services are not covered and more time tending to your dental care.
Learn more about how you can enjoy enhanced dental insurance in British Columbia. Contact SBIS for a no-obligation quote or free information today!
clients' testimonials
Whether it’s travel insurance, individual health and dental insurance plans, or any of the other products in their portfolio, I know that I can vest my trust and confidence in SBIS, because our clients will be well served and protected. SBIS has been and continues to be, a great partner to work with.
We have always appreciated the services we have received from Green Shield and your personal help has been amazing. Thank you so much for all you have done to help our family over the last year of transition.
Thank you Kasia for your diligence in notifying me upon approval of my application. I will as stated, out of courtesy, notify Great West Life, that I will not be proceeding with the application with them. I am pleased, as Green Shield was my first choice.
Thank you for your help and for sending me the policy. Please feel free to forward my response to your supervisor. I appreciate that you understood my requirements, did the research quickly, and responded promptly and always in a courteous and friendly manner.
Our Partners
Get in Touch!
We’re here to help
If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.
Business hours
Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time
Phone:
1-800-667-0429 or 416-601-0429
Head Office:
Special Benefits Insurance Services
20 Toronto Street, Suite 860, Toronto, ON, M5C 2B8
North East Branch:
Special Benefits Insurance Services
3091 Chandler Dr, Port Perry, ON, L9L 1B6