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British Columbia Health Insurance

Choose from multiple coverage options in two minutes or less.

Green Shield QuoteReady? Let's Go

1. Do you want a health or travel insurance quote?

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2. Would you like a Manulife Flexcare / FollowMe or Association quote?

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GMS QuoteReady? Let's Go

. Tell us about your family. Who needs coverage?

*Note: children are defined as under 21, living in the same household as their parents.

. Insurance rates vary based on your province or territory of residence. Where do you live?

. What kind of coverage are you interested in learning more about?

. Are you interested in semi-private or private hospital accomodations?

. How about benefits through your workplace? Do any of the following apply?

. To provide an accurate quote, we need a ballpark on your age. Are you:

. Are you (or anyone in your family) currently taking any prescription medications?

. How many medications are you or your family currently taking?

. Are you willing to accept an exclusion for the prescription drugs you’re currently taking?

. Would you like us to email a copy of this free, no-obligation quote to you?

Yes, please!

. This is what we know about you. Is all of the information correct?

Coverage for:
You live in:
You'd like to learn about:
Hospital accomodations:
Benefits through workspace:
You are years old
Any prescription medications?
How many medications?
Willing to accept an exclusion?
Get email copy?

Options for Health Insurance in British Columbia

Special Benefits Insurance Services offers a number of insurance products to help British Columbians address unexpected illnesses and injuries. Having your own plan can help shield your finances from the high costs of healthcare by reducing your out-of-pocket expenses. It can also give you the comfort of knowing that you have access to many medical services without paying for them out of your own pocket.

SBIS has been providing health insurance in British Columbia since 1993. During that time, we have built a solid reputation for bringing high-quality, affordable insurance solutions to the marketplace. SBIS offers a series of health insurance plans for anyone who wants to expand their health insurance coverage.

We provide coverage for business owners, retirees, over-age dependents, surviving spouses, part-time and contractor workers, and many more. Our health insurance is ideal if you

  • have lost or are not eligible for a company group plan, or would like to enhance your company group benefits
  • would like to supplement your British Columbia Provincial Health Insurance coverage

The Benefits of Partnering with Us

At SBIS, we understand the insurance industry and the unique needs of our clients. We are proud to represent Green Shield Canada, Manulife Financial, and GMS in British Columbia.

SBIS offers

  • Convenience – One-stop shopping that gives you access to some of the best insurance products in the industry
  • Quality – High-quality British Columbia Health Insurance options with multiple insurers
  • Affordable Options – Economically-priced insurance products to fit your budget and needs
  • Financial Security – A practical safety net that helps to reduce your out-of-pocket expenses

British Columbia Health Insurance from SBIS

SBIS has the experience, expertise and products to provide the best health insurance solutions for your needs. We have a partnership with Green Shield Canada to sell the Prism programs: Prism Spectra®, Prism Precision® and Prism Continuum®.

The Prism programs offer several different plans, each with varying levels of coverage. These products

  • make it easy to select a health plan that’s right for you and your family
  • guarantee acceptance with coverage for pre-existing conditions with no medical exam or questionnaire in some plans
  • offer a broad range of coverage for everything from prescription drugs, dental, and vision care to specialists, therapists, and private hospital accommodation.


Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a practical alternative for health and dental coverage for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.


We are also pleased to offer insurance options from Manulife in British Columbia, including the Flexcare®, FollowMe™ and Association programs. With this suite of products, you can select options to add to your insurance plan to ensure you’re getting exactly the coverage you want for your specific needs. Added features include

Manulife Flexcare®

  • Broad range of health and dental insurance plans
  • Some policies available with no medical exam

Manulife FollowMe™

  • Uninterrupted coverage for those coming off a group benefits plan
  • Guaranteed acceptance if your application is made within 90 days of losing group coverage

Manulife Guaranteed Issue Enhanced Plan

  • No needles, no nurses, no questions — your acceptance is guaranteed at time of application even if you have a pre-existing condition.

Manulife Association

  • For individuals looking for supplemental health insurance, Manulife Association offers four health and dental options to choose from
  • Choose incremental changes for levels of coverage for prescription drugs, dental care, vision care, hospital coverage, Emergency Health Care, Accidental Death & Dismemberment and travel.

Please click on each Manulife® tab below to see the different plan details and rates


If you are like many British Columbians, your physical and mental health are priorities. You depend on your Medical Service Plan (MSP) for the cost of medically required doctor services, but what about your other healthcare needs? GMS health insurance plans complement your lifestyle and provide cost protection for the services of chiropractors, physical therapists, acupuncturists, naturopaths, massage therapists and more. GMS helps you save money with the added bonus of providing discount options to make your benefit coverage go even further!

GMS Personal Health

Get coverage for the services you want such as massage and acupuncture with a GMS Personal Health plan. BC MSP is one of the most inclusive health plans in Canada, but it does not cover many prescription or dental services. That’s why you can add dental, drug and hospital cash benefits to any plan. You can design your GMS Personal Health plan to fit your lifestyle and be part of your wellness plan. Plus, you can add travel emergency medical coverage to your BasicPlan, ExtendaPlan® or OmniPlan®.

GMS Replacement Health

When you are ready to retire or work for yourself, what better place than BC? You can choose healthy sea air and moderate temperatures to make life easier. But money and healthcare are important, and that’s why GMS Replacement Health Coverage offers guaranteed acceptance and no medical questions with plans built for your needs. You can bundle coverage for prescription drugs, eyeglasses and contact lenses, dental care, travel and more. No more worrying about not having an employer plan in place!

Please click on each GMS tab below to see the different plan details and rates

Extended Benefits

Our programs offer benefits to enhance your British Columbia health insurance coverage. These extended benefits include

  • Medical and home support services
  • Routine eye examinations for individuals 19 to 64 years of age
  • Eyeglasses, contact lenses, hearing aids, and other equipment or appliances
  • Ambulance transportation
  • Travel
  • Semi-Private Hospital accommodations
  • Registered therapists
  • Prescription drugs
  • Dental services
  • Chiropractic, massage therapy, naturopathy, physical therapy and podiatry or psychologist services

Contact us for more information about the benefits of our British Columbia health insurance plans. Request a no-obligation quote or a free information package today!

clients' testimonials

You have made my day! I don’t think I have ever received such good service from any company before. Thank you so much for sending those reports to me. I plan to submit the info to the government and maybe get a little refund. Every penny counts.

Judy S

We have always appreciated the services we have received from Green Shield and your personal help has been amazing. Thank you so much for all you have done to help our family over the last year of transition.

Patty L

You have been a great in assisting us with this application, I would like to send along my compliments to you. Please pass along this message to your management team.  It certainly is nice to be able to talk directly to a person especially a person as nice as you.

Rick S

Thank you for your help and for sending me the policy. Please feel free to forward my response to your supervisor. I appreciate that you understood my requirements, did the research quickly, and responded promptly and always in a courteous and friendly manner.

Leslie R

Our Partners

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Get in Touch!

    We’re here to help

    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

    Business hours

    Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

    Head Office:
    Special Benefits Insurance Services
    20 Toronto Street, Suite 860, Toronto, ON, M5C 2B8

    North East Branch:
    Special Benefits Insurance Services
    3091 Chandler Dr, Port Perry, ON, L9L 1B6