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Your Trusted Insurance Broker in British Columbia

SBIS helps British Columbia residents compare and buy health, dental, travel, visitor, and student insurance plans from Canada’s top carriers — at regulated rates, with no broker fees, ever.

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No obligation. No markups. Compare plans in minutes.

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Do you have provincial health coverage?

Completely free. No obligation. Takes about 2 minutes.

Since 1993

30+ Years in Ontario

$0 Broker Fees

Regulated Rates Only

10+ Carriers

Compare in One Place

Real People Answer

Mon–Fri, 8:45AM–4:45PM ET

British Columbia Insurance Services

Complete Insurance Coverage for Every BC Resident

From health and dental to travel, visitors, and student insurance — SBIS is your one-stop British Columbia insurance broker.

Health Insurance British Columbia

BC’s Medical Services Plan (MSP) leaves significant gaps. Private health insurance in British Columbia covers prescription drugs, paramedical care, vision, and more for individuals and families without group benefits.

Dental Insurance British Columbia

Compare affordable BC dental insurance plans covering cleanings, fillings, major restorations, and orthodontics from GreenShield, Manulife and more.

Travel Insurance British Columbia

MSP provides minimal coverage outside Canada. Get travel medical insurance for BC residents — single trip, annual, or long-stay plans for BC snowbirds and adventurers.

Green Shield Plans
BC

SBIS is an authorized GreenShield Canada broker. Compare and buy Green Shield health and dental plans in BC at the same regulated rates — with expert guidance.

International Student Insurance

International students in British Columbia need health coverage. Compare student insurance plans that meet IRCC requirements and cover emergency medical expenses.

Visitors Insurance British Columbia

Visiting parents, tourists, and returning Canadians are not covered by BC MSP. Find affordable visitors insurance for BC stays, including Super Visa plans.

Health Insurance
Health Insurance

Buy Health Insurance in British Columbia — Plans That Go Beyond OHIP

BC’s Medical Services Plan (MSP) covers hospital visits and doctor’s fees, but leaves many gaps that can result in large out-of-pocket costs. Private health insurance in British Columbia bridges those gaps so unexpected expenses don’t become a financial burden.

As an independent insurance broker in British Columbia, SBIS compares health insurance quotes from Manulife, GreenShield Canada, GMS, Health Plus, and other carriers — so you get the best plan at a regulated, never-marked-up rate.

DENTAL INSURANCE

Affordable Dental Insurance Plans in British Columbia

Dental costs in British Columbia can be substantial — a single crown can run $1,500 to $2,000 out of pocket. With a dental insurance plan from SBIS, you get coverage for routine checkups, restorations, and major dental work at a monthly premium that fits your budget.

We compare dental insurance plans in BC from GreenShield Canada, Manulife, and GMS so you can choose the right tier of coverage without guesswork or sales pressure.

Health Insurance for Visitors
Special Benefits Insurance Services|British Columbia
TRAVEL INSURANCE

Travel Insurance for BC Residents — From Single Trips to Long-Stay Plans

BC’s MSP provides minimal to zero reimbursement for medical care outside Canada. One emergency hospitalization in the United States can cost $50,000 or more. Travel medical insurance protects BC residents from that financial risk.

SBIS compares travel insurance quotes for BC residents through TuGo, Destination Travel Group, GMS, and other trusted Canadian carriers — single-trip, annual multi-trip, and extended travel plans for snowbirds.

Green Shield Canada — British Columbia

Green Shield Health & Dental Plans in British Columbia

GreenShield Canada is one of BC’s most trusted health and dental carriers. As an authorized SBIS broker, you get the same Green Shield plans at the same regulated rates — with added guidance choosing the right option.

GREEN SHIELD CANADA

Prism Spectra

Health + Dental Combo

MOST POPULAR ONTARIO PLAN

GREEN SHIELD CANADA

Prism Continuum

Gauranteed Issue Coverage if leaving a Group Plan

GREEN SHIELD CANADA

Prism Precision

Standalone Dental Plan

INTERNATIONAL STUDENTS & VISITORS

Student & Visitor Insurance for British Columbia

International students studying at UBC, SFU, UVIC, BCIT, and other BC institutions are not covered under BC MSP until eligibility begins. Visitors and parents arriving on a Super Visa also need private health insurance before they arrive.

SBIS makes it easy to compare and purchase the right coverage quickly. We work with multiple carriers to offer student and visitor health insurance plans in BC at competitive, regulated rates.

Person holding map
Young woman wearing glasses working on a laptop and talking on a phone in a hotel room with an open suitcase on the bed.
LONG-TERM TRAVEL INSURANCE

Extended Travel Insurance for BC Snowbirds & Long-Stay Travellers

BC snowbirds spending months in the US, Arizona, Hawaii, or Mexico need more than a standard travel plan. Long-term travel insurance provides the extended coverage you need for stays of 60, 90, 120 days or more — without the gaps that standard travel plans leave behind.

SBIS compares long-stay travel insurance BC plans from multiple carriers so you can enjoy your extended trip with confidence, regardless of how long you’re away.

WHY CHOOSE SBIS

Why BC Residents Trust Special Benefits Insurance Services

Since 1993, SBIS has helped thousands of BC individuals and families find insurance coverage that fits their life and budget — with expert advice and no extra cost.

Independent Broker — No Carrier Bias

SBIS is not owned by any insurance company. We compare plans from multiple carriers objectively and recommend only what genuinely fits your needs and budget.

Regulated Rates — Zero Markups, Ever

Individual health, dental and travel insurance premiums are regulated in Canada. You pay the exact same price buying through SBIS as going directly to the insurer — but you get expert help at no extra cost.

Real People Answer — No Automated Systems

Our representatives personally answer the phone Monday to Friday between 8:45am and 4:45pm Eastern Time, so you don’t have to deal with automated recordings or long wait times.

Serving BC Families Since 1993

Over three decades of experience means we understand BC’s insurance landscape — from MSP coverage gaps to BC PharmaCare drug benefits and how individual plans interact with public healthcare.

TRUSTED INSURANCE PROVIDERS

Our Partners

CLIENTs’ TESTIMONIALS

What BC Clients Say About SBIS

FREQUENTLY ASKED QUESTIONS

British Columbia Insurance — Common Questions

What does BC MSP not cover in British Columbia?

BC’s Medical Services Plan (MSP) covers medically necessary hospital stays, physician services, and some diagnostic tests — but it does not cover prescription drugs (except under BC PharmaCare), dental care, vision care, physiotherapy, chiropractic, hearing aids, ambulance fees, or private hospital rooms. Private health insurance in BC fills these critical gaps.

Yes. Individual health insurance plans in BC are available to self-employed people, retirees, contract workers, students, and anyone without group benefits. SBIS specializes in individual and family plans from Manulife, GreenShield Canada, GMS, Health Plus, and other carriers.

No. Premiums for individual health, dental, and travel insurance are regulated in Canada — the price is exactly the same whether you buy directly from the carrier or through SBIS. You receive professional advice, plan comparisons, and ongoing service at absolutely no extra cost.

Super Visa requirements include a minimum $100,000 of health, hospitalization, and repatriation coverage, valid for at least one year and purchased from a Canadian insurance company. SBIS compares Super Visa insurance options from multiple BC carriers so you meet government requirements at the best available rate.

Absolutely. BC MSP provides minimal to zero reimbursement for out-of-country medical care. A hospital stay in the United States can cost $10,000–$50,000 or more per day. Long-term and extended travel insurance BC plans from SBIS are specifically designed for snowbirds spending extended time outside Canada.

Use the quote form on this page, visit sbis.ca/quote, or call us at 1-800-667-0429 Monday–Friday, 8:45AM–4:45PM ET. Our BC insurance advisors will compare plans across carriers and explain the differences clearly before you make any commitment.
British Columbia Locations

Insurance Services Across British Columbia

SBIS serves individuals, families, and businesses in every corner of British Columbia — from Metro Vancouver to the Interior, Vancouver Island, and Northern BC.

Vancouver

Surrey

Burnaby

Richmond

Kelowna

Abbotsford

Coquitlam

Langley

Saanich

Delta

Kamloops

Nanaimo

Prince George

Victoria

Chilliwack

Vernon

Maple Ridge

New Westminster

GREEN SHIELD CANADA — ONTARIO

Ready to Find the Right Insurance Plan in British Columbia?

Get a free, no-obligation quote from SBIS. Compare BC health, dental, and travel insurance plans from Canada’s top carriers — at regulated rates with expert guidance at no cost to you.

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