Navigating dental insurance can be overwhelming—especially in Canada, where a mix of private plans and new government-funded options like the Canadian Dental Care Plan has made the choices more complex than ever.
At SBIS, we make understanding your dental insurance options simple. Our experienced team provides personalized guidance to help you compare plans, understand what's covered, and choose the right dental insurance solution based on your individual needs, lifestyle, and budget.
Whether you're self-employed, retired, without group benefits, or just looking for better coverage, we're here to help you make an informed, confident decision.
Your oral health can affect the overall well-being of your entire body. According to Health Canada, heart disease, diabetes and even low birth weight in babies may be caused by poor oral health. Ultimately, untreated oral diseases can have a negative impact on your quality of life. That’s why it’s important to make regular trips to the dentist—before recurring problems arise—to keep your teeth in good condition.
So how does dental insurance fit into good oral health? Dental insurance can reduce your out-of-pocket costs for routine and unexpected dental care, plus provide the peace of mind that comes from having the financial protection of insurance. With dental insurance, you have better access to the preventative care you need to keep your teeth healthy and beautiful. The better you take care of your teeth, the lower your overall costs for dental care will be.
Special Benefits Insurance Services makes it easy to obtain affordable dental insurance, which is important given the increasing cost of dental care. Our dental plans offer Basic Coverage, Comprehensive Basic and Major Services coverage.
To provide you with a broad range of dental insurance options, we work with Green Shield Canada, GMS and Manulife Financial to offer competitive rates on the kinds of coverage that can protect your family’s oral health for years to come.
As the exclusive partner for Green Shield Canada’s Prism health and dental programs, SBIS dental insurance is available in a variety of levels to provide the right kind of coverage at the right price for your family.
Please click on each Prism® tab below to see the different plan details and rates
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a comprehensive dental plan. There are 2 dental options to choose from P3 and P4; both of which have varying dental maximums. Both of these plans also include coverages for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre-existing conditions.
We also carry the Flexcare®, FollowMe™, Guaranteed Issue Enhanced Plan and Manulife Association lines from Manulife Financial to give the following benefits:
Please click on each Manulife® tab below to see the different plan details and rates
GMS Personal Health Insurance Plans: From basic to best, GMS offers three Personal Health plans to suit you and your family. Just add on dental coverage for a few dollars more each month, and you will all be covered for out-of-pocket costs for basic and comprehensive dental care.
GMS Replacement Health Insurance Plans: If you depended on your group insurance plan to help protect you from the out-of-pocket costs of dental care, any one of the GMS Replacement Health plans can provide you with that same peace of mind, with no medical questions asked, provided you apply within 60 days of losing your group coverage.
Please click on each GMS tab below to see the different plan details and rates
Health Plus Insurance offers two plan options to best suit your needs. Both plans offer excellent dental coverage, including basic and major restorative treatment. With Health Plus you also get excellent comprehensive coverage for all of your healthcare needs.
Health Plus rates start lower than many other plans, are the same for all ages, and stay low even as you get older. Health Plus plans are a great option if you are in good health. Complete a short medical questionnaire to apply up to age 75 and keep your coverage to age 90.
Let one of our knowledgeable representatives help you with your dental insurance needs. Contact SBIS today for answers to any questions you may have or for a free information package that includes an application, benefit details and rates.
Or visit any of these pages now for more details:
Most Canadians overpay or stay under‑insured simply because comparing plans feels overwhelming. Get professional advice completely free from an SBIS advisor, who will compare leading health, dental, and travel plans and help you find coverage that fits your life and budget with no obligation to buy.
