Why do I Need Dental Insurance?

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Many provincial health insurance plans in Canada do not provide adequate coverage for dental care.  While regular trips to the dentist are essential to preserving good oral health, they can also be expensive.  A dental insurance plan can give you the coverage you need to maintain a happy and healthy smile.  You wouldn't skip your annual visit to the doctor, and you shouldn't skip routine visits to the dentist either.  With a Canada dental insurance plan, you won't have to.

Prevent Problems Before They Occur

When it comes to oral health, prevention is key.  Regular brushing and flossing at home are essential, but they’re not enough.  Routine dental exams are critical in preventing plaque build-up, gum disease, tooth decay and cavities.  Regular visits also give your dentist an opportunity to identify small, inexpensive problems and fix them before they become large, expensive ones.  Unfortunately, many people who don’t have dental insurance forego routine trips to the dentist. As a result, they do not get the preventive care they need; minor problems are left untreated, and they turn into major ones.

Dental Coverage

With a Canada dental insurance plan, you can get the coverage you need without breaking the bank.  Basic dental insurance plans cover routine exams as well as routine treatments, such as cleanings and fillings, while our plans with major services offer additional benefits on a broader scale, such as root canals, crowns and dentures.

Reduce Your Out-of-Pocket Costs

If you don’t have dental insurance in Canada, you must pay for every trip to the dentist out of your own pocket.  With the average cleaning costing $150-$200, the payments can add up quickly.  And, if you need additional treatment, you can expect to pay even more.  Dental insurance can help you defray some of the costs you incur when you maintain good oral hygiene.  A typical dental plan covers a percentage of the costs associated with the services covered under the plan.

Choosing the Plan that is Right for You and Your Family

There are a variety of dental insurance plans to choose from with varying maximums.  Before you decide which is right for you and your family, you need to find out what each one covers.  Some plans pay for certain treatments; partially cover additional options; and exclude others altogether.  It is important to familiarize yourself with the details of each plan before you make a final decision.

If you need help deciding which plan is best for you, you can contact a customer service agent, who will:

  • Explain the differences in coverage between plans
  • Help you determine your out-of-pocket costs by providing a dental insurance quote for the plans you are considering
  • Answer any questions you have about the various plans

Speaking with a professional will help ensure you have all of the information you need to make the right decision for you and your family.

Maintaining good oral health is critical to your overall well-being.  Don’t let a lack of dental insurance prevent you from getting the care you need.


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