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Discover The Great Value Of Health Plus™ Insurance Coverage

Discover The Great Value Of Health Plus™ Insurance Coverage
If you don’t have health insurance through an employer plan, discover Health Plus. Whether you run your own business, freelance or work on contract you can be sure you will have great coverage and great value.

SBIS is excited to introduce new health insurance options from Health Plus!

At SBIS, we know you want health insurance coverage that best fits your budget and your needs — and you want an insurance provider you can trust. That’s why we are growing our plan selection with the PRIORITY and OPTIMUM health insurance options with Health Plus.

Why Health Plus Insurance?

Health Plus is a different kind of insurance company. It’s an independent, family-run business committed to offering better benefit solutions than the big guys. Health Plus OPTIMUM and PRIORITY plans were designed for people working at least 15 hours a week as small business owners, entrepreneurs, freelancers, and contract workers, or retirees no longer working. The Health Plus team believes no matter where or how you work you should have access to quality, affordable benefits for yourself, your family, and your team. If you don’t have coverage through an employer plan, Health Plus has you covered.

Health + Dental + Travel + Wellness

With two plan options to suit your unique needs, Health Plus plans provide comprehensive health, drug, dental, paramedical, travel health coverage, and more – all at great rates.

PRIORITY: The basic plan is perfect for covering all your health and dental needs for a low rate.

OPTIMUM: Get superior coverage with higher maximums for paramedical services, added vision coverage, and higher reimbursement for health services, drugs, and routine and major restorative dental.

With all Health Plus plans you get:

  • High coverage maximums, including $30,000 for prescription drugs
  • Routine and major restorative dental coverage, including Crowns, Bridges, and Dentures
  • Higher maximums for healthcare practitioners and no low per-visit limits
  • 100% coverage for semi-private hospital and private nursing
  • 100% out-of-country emergency health travel coverage for up to 60 days per trip so you can enjoy peace of mind on longer trips without having to buy any more travel health insurance.

And remember: Health Plus plans are portable – you can take them with you between contracts or if you start a new business.

Health Plus Insurance

Enjoy Wellness Benefits at no extra charge designed to help you thrive

Health Plus plans include benefits not usually available if you work in small business or on your own. That’s right. ​Health Plus includes three professional Health and Wellness Resources at no added cost, no claims required, customized to your needs — simply available when you need them.

LifeWorks Employee and Family Assistance Program (EFAP)

Life, work, and relationships can present challenges and questions. Health Plus gives you access to the Employee and Family Assistance Program (EFAP) for confidential counselling and resources. Use your EFAP for the times you simply want a sounding board or professional view on a health, financial or relationship matter, from day care options to career moves, or the times you’re facing a serious situation that’s causing anxiety or poses​ a risk to you or someone close.

Your EFAP is available 24/ 7 by phone, email, or text, in many languages. Access the on-line library for hundreds of resources on dozens of topics. Experts can help connect you with specialized and longer-term services if you need them.

Custom HR Advice

Whether you’re solo, employ staff, or work for someone else, you may have questions about contracts, compensation, policies, or other workplace concerns. With Health Plus, you can call an experienced HR professional for answers, suggestions on best practice, even policy templates — without the cost of hiring a consultant.

Pharmacogenetic Testing

A personal pharmacogenetic test is new science that helps your doctor prescribe the right prescription drug in the right dose for your unique DNA, so you have fewer side effects and a faster route to wellness. A simple test you do yourself at home can help reduce adverse / allergic reactions and avoid the ‘trial and error’ process it sometimes takes to find the right meds for physical or mental health concerns. In some cases, it can be lifesaving. Test results are interpreted by the Health Plus consulting pharmacist who reviews them with you (and your doctor if you agree) and even suggests non-pharma treatment too.

Health Plus Was Designed For You To Save You Money

Not all healthcare costs are covered by your government health plan – and that means out of pocket expenses for you. Health Plus plans cover healthcare costs that government health plans don’t, so when the unexpected happens you can get the care you need and when you want to take of your health every day, you have the coverage you deserve.

You can apply up to age 75. A simple health questionnaire is required and it’s easy to complete online. If you have a pre-existing condition, you may still qualify for full Health Plus coverage for an adjusted rate that includes your existing medication.

And here’s another surprise. Health Plus plans have the same low rate for all ages.

Are you a Single Parent? Get the best rate with Health Plus.

Being a parent is tough, especially if you’re building a business, which is why we’re committed to offering the best rates for families and Health Plus has a reduced rate for single parents with one or two children.

Have three or more children? Health Plus great family rates will cover you too.

Ready to discover if Health Plus is right for you?

With SBIS, you can get Health Plus protection today, so you have the healthcare cost protection you need tomorrow.  If you have any questions, would like more information, or need assistance selecting your plan, please do not hesitate to call us Monday to Friday 8:45 a.m. – 4:45 p.m. ET at 1-800-667-0429 or 416-601-0429.

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