Welcome, Employers & HR Professionals!

HR meeting

Individual Health and Dental Insurance for Your Employees Who Need it the Most

Do you have employees who are ineligible for health insurance coverage? Whether it’s because they are part-time, retiring, leaving their group plan or are simply not eligible, we can help you help them – at no cost to you.

One of the greatest things about Canada is our universal healthcare, but not all health needs are covered by the provinces. To protect uninsured employees in the case of injury or illness, many HR managers are recommending a reliable insurance broker who will help keep their staff covered, whatever their needs may be.

If your company has a group health insurance representative that you are happy with, please let them know to get in touch with SBIS and we will provide all the information they need on our health, dental and/or travel products. You value your employees, no matter what their status, and it’s important to show them that, if you can’t provide coverage under a group plan for them, you CAN help them find something for themselves. Or if your group plan doesn’t meet all of their needs, we can help with supplemental plan options that work together with their group coverage to increase their benefit maximums.

What’s in it for you?

You will save a lot of time by sending employees our way. All you have to do is point them in our direction and we’ll do the rest. There’s no time-consuming research for you to do.
You also save resources (and inevitably, money) when you let us do the heavy lifting.
You do a lot for your employees as it is. We make your life easier by offering this service. This way, you focus on other aspects of your job, instead of answering questions and researching plans. You’ll look like an expert and a superhero to your employees by providing them with the best possible plan options in the industry.

Simply put, you are boosting your company’s reputation by helping your employees find health insurance they may not have found on their own.

Once we’re in contact with your employees, we will go over all their options and fill in the blanks. We can answer any questions they may have and help them come to an educated decision.

We can offer coverage for employees who



Are retiring or have recently retired



Work Part-Time

Group insurance

Group Insurance

Have left their Group Insurance Plan

Contract work

Contract Work

Their job status does not allow them coverage

How We Can Help Your Employees

300+ Years
combined experience

With more than 300 years of combined experience working in the Canadian health and dental industry, SBIS is one of Canada’s top health insurance agencies, offering many different plans for many different needs, and doing business with the leading insurance carriers in Canada.

A wide spectrum of plans
Different Plans from Many Major Insurance Companies

As a broker, we have access to almost 50 different plans from many major insurance companies – so we can give your employees or past employees the best chance to find a plan that suits their needs and budget.

This is an extra service that you, as an HR representative, can offer your employees. We can help you and your employees at no cost to you.There are no contracts to sign or administrative tasks for you to undertake. Let us find the right individual health and dental insurance for your employees’ needs and budgets…at no cost to you!We go the extra mile so you don’t have to.Many of our plans guarantee coverage with no medical questionnaire, giving your employees the flexibility to choose based on their budget and needs.

Green Shield Prism Plans

We offer a variety of health and dental insurance programs through Green Shield. These policies are designed for people who do not currently have group insurance, but can also be offered to those who are looking to increase the maximums of their group insurance plans. Our plans include Prism Spectra, Prism Precision, and Prism Continuum.

Please click on each Prism® tab below to see the different plan details and rates

The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.

The Prism Precision program may be right for you if you are looking for a comprehensive dental plan. There are 2 dental options to choose from P3 and P4; both of which have varying dental maximums. Both of these plans also include coverages for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.

The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre-existing conditions.

Manulife Plans

With over 100 years of service under their belt, Manulife offers some of the most flexible insurance and wealth management products on the market. We’ll walk your employees through their options and find something that’s perfect for them. Our Manulife programs include Manulife Association, Manulife Guaranteed Issue Enhanced Plan, Manulife FollowMe™, and Manulife Flexcare. Any of these plans can be used as standalone insurance or in conjunction with their group plan to increase their maximums.

Please click on each Manulife® tab below to see the different plan details and rates

GMS Group Advantage for Small Business

When you’re a small business owner, your time is valuable. To simplify the selection and reduce the cost of your group benefits package, GMS offers Group Advantage, a health and dental plan specifically designed and attractively priced for small businesses with 3 to 10 employees.

Your coverage can be as comprehensive and affordable as you like – simply choose the health and/or dental plan that best suits your needs and calculate your monthly premium. No need to wait for a quote! Best of all, Group Advantage plans are designed with premium stability in mind, which means you won’t see a big premium hike when your plan renews.

Choose from Silver, Gold and Platinum health plans to cover health, vision and prescription drugs and add on dental care for services ranging from routine and basic, to major procedures and orthodontic services.

Every plan includes the Employee and Family Assistance Program (EFAP). Your employees can go online for interactive tools, health and wellness assessments, child and elder care locators and personalized content and education. For even more support, employees and their family members are offered confidential counselling when they face difficulties and lifestyle coaching to help them with day-to-day challenges. GMS wants to help you help your employees to take care of their mental and physical health.

Please click on each GMS tab below to see the different plan details and rates

GMS Individual Health Plans

GMS also offers Personal Health insurance plans providing employees supplemental coverage options for everyday health needs and medical emergencies by covering a wide variety of services, such as massage and acupuncture, so they can afford treatment that helps them feel their best. Employees can add prescription drug or dental benefits to complete their coverage. GMS believes an individual healthcare plan is an important part of an overall wellness plan.

For retirees, a GMS Replacement Health Coverage plan can include coverage for prescription drugs, prescription eye glasses and contact lenses, dental care, travel and more. And with guaranteed acceptance and no medical questions, enrolling is seamless and hassle-free.

Why HR Professionals Love Us

You won’t have to worry about going through several people to get answers. A dedicated service representative will personally take your call and make sure that your questions are addressed right away. Your time is important, which is why we are committed to saving you time and effort.

You also don’t have to fill out any paperwork; we take care of it all! Our insurance professionals collect all the necessary details. We provide brochures and other information for both your HR department and the employee to review.

Employer and HR Resources

Two people working on laptops at a cafe

How Virtual Healthcare Is Valuable For Your Business

With Canada’s job vacancy rate higher than it’s been in nearly a decade, you likely have more open positions than you can find talent to fill them. Creating an attractive compensation package is vital – and including virtual health care is more valuable than you may realize.

Read More »