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GMS Health and Travel Insurance

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GMS Health and Travel Insurance

Has been helping Canadians live well for over 70 years. They offer a variety of coverage options for everyday health needs as well as medical emergencies. GMS’s Individual Health plans provide benefits that help you live life to its fullest. Whether you’re looking to cover the basics or need more comprehensive coverage for your retirement, finding the plan that suits your needs is easy.

GMS plans offer the convenience of a pay-direct card to present at participating pharmacies, dentists, massage and physiotherapists, psychologists, and more, so they can bill GMS directly for covered costs. No need for you to pay out of pocket!

And GMS offers Group Advantage plans specifically designed and attractively priced for small businesses with 3 to 10 employees.

About GMS Personal Health Plans

Take care of your health and wellness with a GMS Personal Health plan built just for you. Whether you need only basic coverage, want to top-up your work benefits plan, or are looking for a complete wellness package, GMS has plans and add-on options you can mix and match for coverage that fits you to a “T”.

A Personal Health Plan from GMS gives you coverage for everyday health needs and medical emergencies not covered by provincial health plans. Just need the basics? Want to top-up your work benefits plan? Looking for a comprehensive package? You’re able to build a plan that’s right for you and your family.

GMS has three base plans to choose from and optional benefits like prescription drugs and dental care you can add to your base plan. Mix and match to create coverage that suits your needs, no matter in what stage of life you are.

With a Personal Health Plan from GMS you can get coverage for:

  • Health practitioners like massage therapists, acupuncturists, naturopaths, psychologists and more.
  • Eye exams, eyeglasses and contact lenses
  • Dental coverage
  • Air and ground ambulance
  • Emergency medical travel coverage for out-of-province and out-of-country travel
  • Pre-existing prescription drug coverage (generic brands only) up to $800 a year
  • Plus much more!

About GMS Replacement Health Plans

GMS Replacement Health plans help you maintain your lifestyle without interruption when you’re no longer covered by an employer plan. They’re bundled to include coverage for prescription drugs, eye wear, dental care, travel and more. And with guaranteed acceptance and no medical questions, enrolling is seamless and hassle-free.

Retiring? Starting your own business? Between jobs? Life is full of changes, and GMS wants to make sure it’s smooth sailing when it comes to your health coverage. With a GMS Replacement Health plan, it’s easy to move from your employer benefits plan to your own individual plan. GMS Replacement Health plans help you maintain your lifestyle, covering the health costs your provincial plan doesn’t.

With a GMS Replacement Health plan, acceptance is guaranteed and there are no medical questions as long as your plan begins within 60 days of losing employer sponsored coverage. Plus, you can check to see if your existing prescriptions will be covered before you buy.

GMS Replacement Health Plans are bundled to include coverage for:

  • Prescription Drugs
  • Eye wear and contact lenses
  • Dental
  • Emergency medical travel coverage
  • Plus much more!

GMS Group Advantage for Small Business

When you manage employee needs for your small business, your time is valuable. To simplify the selection and reduce the cost of your group benefits package, GMS offers Group Advantage, a health and dental plan specifically designed and attractively priced for small businesses with 3 to 10 employees.

Your coverage can be as comprehensive or affordable as you like – simply choose the health and/or dental plan that best suits your needs and calculate your monthly premium. No need to wait for a quote! Best of all, Group Advantage plans are designed with premium stability in mind, which means you won’t see a big premium hike when your plan renews.

Choose from Silver, Gold and Platinum health plans to cover health, vision and prescription drugs, and add on dental care coverage ranging from routine and basic, to major procedures and orthodontic services.

Note: small group plans are not offered for QC, NB and NU.

Please click on each GMS tab below to see the different plan details and rates

GMS Believes in Your Good Health

GMS puts wellness first and delivers health insurance plans to cover a vast range of costs government and other private benefit plans don’t. And GMS extends a trademark combination of service, choice and value.

Contact SBIS to get started on a no-obligation quote for health insurance.

clients' testimonials

Thank you Kasia for your diligence in notifying me upon approval of my application. I will as stated, out of courtesy, notify Great West Life, that I will not be proceeding with the application with them. I am pleased, as Green Shield was my first choice.


Whether it’s travel insurance, individual health and dental insurance plans, or any of the other products in their portfolio, I know that I can vest my trust and confidence in SBIS, because our clients will be well served and protected. SBIS has been and continues to be, a great partner to work with.

Don M

You have made my day! I don’t think I have ever received such good service from any company before. Thank you so much for sending those reports to me. I plan to submit the info to the government and maybe get a little refund. Every penny counts.

Judy S

I just wanted to send a compliment to Nicki for helping me today with a request for income tax receipt from 2013! What a superb service and pleasant approach in solving my problem. and so quickly and promptly done. Please extend my compliment and thank you to Nicki for the excellent service supplied.

Richard L

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Get in Touch!

    We’re here to help

    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

    Business hours

    Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

    Head Office:
    Special Benefits Insurance Services
    20 Toronto Street, Suite 860, Toronto, ON, M5C 2B8

    North East Branch:
    Special Benefits Insurance Services
    3091 Chandler Dr, Port Perry, ON, L9L 1B6