Understanding that everyone’s health care needs and finances are unique, Prism offers you three programs to choose from – Prism Continuum, Prism Precision and Prism Spectra. Within each of these programs are four different plans, each offering varying levels of coverage, so you can decide on the one that’s best for you.
Being able to choose the coverage that suits your individual requirements ensures that you are not paying a higher premium than necessary or paying for coverage you don’t really want or need. The more basic your requirements, the lower your premiums will be.
Best of all, eight of these plans offer guaranteed acceptance – with no medical exam or questionnaire required regardless of your current health status – an important consideration if you have any pre-existing medical conditions. To see which Prism program(s) best reflect your individual situation, review the chart below. Once you’ve decided, click on the applicable button below the chart or on the program name at the top of the chart.
For all claims inquiries please call 1-888-711-1119.
| Your Situation | Prism Spectra | Prism Precision | Prism Continuum |
|---|---|---|---|
| Leaving a company group plan No pre-existing conditions |
Eligible | Eligible | Eligible |
| Leaving a company group plan Pre-existing medical conditions |
May be Eligible | Eligible | Eligible |
| Not leaving a company group plan No pre-existing medical conditions |
Eligible | Eligible | Not Eligible |
| Not leaving a company group plan Pre-existing medical conditions |
May be Eligible | Eligible | Not Eligible |
Most Canadians overpay or stay under‑insured simply because comparing plans feels overwhelming. Get professional advice completely free from an SBIS advisor, who will compare leading health, dental, and travel plans and help you find coverage that fits your life and budget with no obligation to buy.