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Prism® Health Plans

Choose from multiple coverage options in two minutes or less.

Prism Health Plans

Overview of Prism health insurance plans

Understanding that everyone’s health care needs and finances are unique, Prism offers you three programs to choose from – Prism Continuum, Prism Precision and Prism Spectra. Within each of these programs are four different plans, each offering varying levels of coverage, so you can decide on the one that’s best for you.

Choose the health plan that's right for you

Being able to choose the coverage that suits your individual requirements ensures that you are not paying a higher premium than necessary or paying for coverage you don’t really want or need. The more basic your requirements, the lower your premiums will be.

Best of all, eight of these plans offer guaranteed acceptance – with no medical exam or questionnaire required regardless of your current health status – an important consideration if you have any pre-existing medical conditions. To see which Prism program(s) best reflect your individual situation, review the chart below. Once you’ve decided, click on the applicable button below the chart or on the program name at the top of the chart.

For all claims inquiries please call 1-888-711-1119.

Your SituationPrism SpectraPrism PrecisionPrism Continuum
Leaving a company group plan
No pre-existing conditions
EligibleEligibleEligible
Leaving a company group plan
Pre-existing medical conditions
May be EligibleEligibleEligible
Not leaving a company group plan
No pre-existing medical conditions
EligibleEligibleNot Eligible
Not leaving a company group plan
Pre-existing medical conditions
May be EligibleEligibleNot Eligible