When you have a great group health plan in place for your employees, anything is possible. GMS Group Advantage plans make sure the health and wellness of your employees is taken care of so they can focus on what matters for your business.
To simplify the selection and reduce the cost of your group benefits package, GMS offers Group Advantage (GA), a health and dental plan specifically designed and attractively priced for small businesses with 3 to 49 employees.
GMS puts wellness first and delivers health insurance plans to cover a vast range of costs government and other private benefit plans don’t. And GMS extends a trademark combination of service, choice, and value.
Your coverage can be as comprehensive or affordable as you like – simply choose the health and/or dental plan that best suits your needs and calculate your monthly premium. No need to wait for a quote! Best of all, Group Advantage plans are designed with premium stability in mind, which means you won’t see a big premium hike when your plan renews.
Let’s play true or false! Get to know GMS Group Advantage (GA) plans.
Group Advantage rates are based only on my group
TRUE OR FALSE?
False! Group Advantage is a pooled product with honest pricing.
When you choose GMS for group benefits, what you see is what you get: no surprises, no extreme price fluctuations, and everything you need to feel good before, during, and after your workday. Grouping our groups into what the insurance industry calls a “pool” helps GMS spread out any risk and keep price changes to a minimum.
GMS Group Advantage is designed with a focus on consistent, reliable rates. Most of the benefits are pre-selected, but you can choose between our Silver, Gold, and Platinum plans based on what you think you and your team need — health, vision, and prescription drugs, and even dental care coverage ranging from routine and basic, to major procedures and orthodontic services.
Every GA plan delivers comprehensive coverage
TRUE OR FALSE?
True! With every GA plan you and your team have access to a wide range of essential and bonus benefits like the GMS Care Network. Health isn’t a 9-5. Your team can access around-the-clock care, from virtual doctors to life coaching, support networks, and licensed counselling is the comprehensive coverage your team needs.
Care Network offers a secure, virtual network of services designed to support all aspects of your team’s health: physical, mental, and emotional. Whether they need round-the-clock telemedicine with digital prescriptions, mental-health counselling, financial guidance, or other support, they will have expert help and practical tools at their fingertips, anytime they need them.
You can connect with licensed general practitioners in Canada by phone, text, or video for quick, convenient care. Whether it’s a minor medical issue, a prescription refill, or a general health question, this telemedicine service is available when you or your team need it
- Speak with Canadian-licensed doctors 24/7/365.
- Secure consultations via text, phone, or video.
- Receive fast support for medical advice, digital prescriptions, lab requests, and specialist referrals.
- Your team member can manage their personal health records from each consultation, all in one place.
What additional support can your team access?
Mental Health & Wellbeing Support
- Individual and couples counselling.
- Support for anxiety, depression, work stress, grief, life transitions, and more.
- Digital CBT (Cognitive Behavioural Therapy) for mild to moderate anxiety/depression.
Work, Health & Life Services
- Financial coaching, legal advice, family conflict, budgeting, and more.
- Nutrition advice and health coaching.
- Career consulting, professional development, workplace stress support.
- Guidance through parenting, eldercare, moving, and other life transitions.
You have to be a health benefits expert to set up a GA plan
TRUE OR FALSE?
False! You don’t have to be an expert to set up a benefits plan for your company. Group Advantage understands that ease is everything. From applying to administering, GMS designed Group Advantage so you can focus on your business, not your benefits.
Choose from three pre-built health and dental plans – Silver, Gold, and Platinum – perfect for small- and medium-sized businesses. Each benefit package provides different levels of comprehensive and affordable health coverage. Then, decide if you want to also add dental coverage – its that easy.
The application process is simple so you can get back to business with no major interruptions. There are no medical questions.
With a GMS Group Advantage benefit plan, you can provide your employees with the group health and dental insurance they need to remain productive. An attractive employee benefit plan can also help you find and retain the best staff for your business.
And a GA plan offers even more support for your employees. Pharmacies, dentists as well as health and vision practitioners can directly bill GMS for covered expenses, no need for employees to submit a claim. When direct pay isn’t available, your employees can submit their claim online and sign up for direct deposit, so they can get their money back faster.
Travel coverage ends at 80 years of age and health coverage ends when the employee retires.
Want to offer even more health insurance options to your employees?
If your employees want to add to their group benefits plan, or are looking to complete a wellness package, GMS Personal Health Plans offer perfect options. There are three base plans to choose from and optional benefits like prescription drugs and dental care benefits that they can add to their base plan to create a complete health insurance safety net to suit their needs, no matter what stage of life they are in!
A Personal Health Plan from GMS offers coverage for
- Health practitioners like massage therapists, acupuncturists, naturopaths, clinical psychologists and more
- Eye exams, eyeglasses and contact lenses
- Dental coverage
- Air and ground ambulance
- Emergency medical travel coverage for out-of-province and out-of-country travel
- Plus, much more!
For any departing employee who will no longer be covered under your employer plan, GMS Replacement Health plans can help them maintain their lifestyle without health insurance coverage interruption. With a GMS Replacement Health plan, acceptance is guaranteed and there are no medical questions as long as your plan begins within 90 days of losing employer coverage. Replacement Health plans are bundled to include coverage for prescription drugs, glasses, and contacts, dental, travel and more.
How do I get started with a Group Advantage Plan?
Make health benefits easy for your employees. Discover GMS health insurance today by calling us at SBIS at 1-800-667-0429 or 416-601-0429. Our business hours are Monday to Friday 8:45 a.m. – 4:45 p.m. eastern time. We are happy to help you through the application process. And if this plan isn’t just what you are looking for, we have a wide range of other options for you.
Note: Group Advantage plans are not offered for QC, NB, and NU.
