BC’s Medical Services Plan covers doctor visits and hospital stays, but it stops there. Prescription drugs, physiotherapy, registered massage therapy, vision care, mental health counselling, and specialist services are all gaps you pay for yourself. For Vancouver residents without employer benefits, those costs add up quickly.
Health insurance in Vancouver, BC closes that gap. Whether you are self-employed, recently retired, between jobs, or simply without workplace coverage, a supplemental plan gives you access to the services your provincial plan ignores.
The best time to apply is before something goes wrong. Once a health condition develops, your options narrow and your costs go up. Acting while you are healthy means broader coverage at better rates, direct billing at the pharmacy, and no waiting period once your plan is approved.
Private health insurance in Vancouvergives individuals and families the flexibility to choose coverage that fits their lifestyle and budget, rather than settling for whatever a group plan happens to offer.
Working with an independent broker changes how you find coverage. SBIS has been helping Canadians since 1993 and compares plans from Canada’s top carriers side by side with no bias toward any single product.
Here is what sets SBIS apart from going directly to an insurer:
Vancouver health insurance shopping becomes far simpler when someone does the comparison work for you at no extra cost.
SBIS is the exclusive Canadian partner for GreenShield’s Prism health and dental programs. Prism plans are purpose-built for individuals without group coverage including freelancers, students, retirees, and the self-employed. Health insurance in Vancouver through Prism means access to prescription drugs, dental, vision, paramedical services, registered therapists, and hospital accommodation under one plan.
Manulife has protected Canadians for over 100 years. Their individual health plans are among the most flexible available, with options built for every life stage and situation.
Vancouver residents transitioning off group benefits, launching a business, or entering retirement will find a Manulife product that fits. The FollowMe plan guarantees acceptance within 120 days of leaving group coverage for you, your spouse, and your dependents regardless of age or pre-existing conditions. Flexcare lets you build a customized plan around only the benefits you actually need. The Association plan offers four clear coverage tiers available exclusively through preferred brokers like SBIS. For those with complex health histories, the Guaranteed Issue Enhanced plan removes every barrier, with no medical exam and no questions asked.
GMS has been a trusted non-profit health insurer for over 70 years. Their approach is straightforward: choose a base plan, then add what you need. Three core Personal Health plans cover everyday health needs and medical emergencies, with optional prescription drug, dental, and hospital cash benefits available as add-ons for a few dollars more each month.
For those coming off employer coverage, the GMS Replacement plan offers guaranteed acceptance with no medical questionnaire, provided you apply within 90 days of losing your group benefits. GMS plans are built to grow with you, from basic coverage today to comprehensive protection heading into retirement.
Comprehensive health coverage with the highest benefit maximums in the Prism lineup. Ideal for Vancouver residents in good health who want strong protection against rising costs and provincial plan cutbacks without compromising on coverage depth.
Built for those leaving group benefits. Apply within 120 days and receive guaranteed acceptance including prescription drug coverage, even with pre-existing conditions, with no gap in protection during your transition.
Guaranteed acceptance within 90 days of leaving a group plan. Covers you, your spouse, and dependents regardless of age or pre-existing conditions. Prescription drug coverage is included from day one.
Three base plan options with add-on dental, drug, and hospital cash benefits. Covers everyday services including massage, acupuncture, and chiropractic care for Vancouver residents who want practical, lifestyle-friendly health coverage.
Guaranteed acceptance, no medical questions, for those applying within 90 days of losing group coverage. Covers prescriptions, dental, vision, and emergency travel health in one straightforward package.
Comprehensive coverage for prescription drugs, dental, paramedical, and emergency travel health at flat, age-neutral rates. Built specifically for Vancouver’s self-employed professionals and small business owners.
SBIS advisors are available Monday to Friday, 8:45 AM to 4:45 PM Eastern Time. Call 1-800-667-0429 to speak with a real person directly or visit sbis.ca to request a free information package with full benefit details, application forms, and current rates. Getting the right health insurance is simple when you have the right guidance behind you.
We help Vancouver residents access coverage for prescription drugs, vision care, registered therapists, mental health counselling, hospital accommodations, and other healthcare services that provincial coverage typically does not include.
Yes. We work with freelancers, contractors, entrepreneurs, and small business owners to find flexible health plans designed specifically for Canadians without employer-sponsored benefits.
Provincial healthcare does not cover many everyday healthcare expenses. We help individuals and families secure additional protection for services like prescriptions, dental care, therapy, and vision treatment that would otherwise be paid entirely out of pocket.
Yes. Several plans offer guaranteed acceptance if you apply within a certain timeframe after losing group coverage. We help you review replacement options so your healthcare protection continues without interruption.
We compare plans from multiple Canadian insurers side by side, explain coverage details clearly, and help you choose benefits that fit your lifestyle, healthcare needs, and monthly budget without extra broker fees.
Many plans include prescription drug benefits, helping reduce out-of-pocket costs for eligible medications. We explain coverage limits, reimbursement levels, and plan structures before you decide which option fits your needs best.
Applying while you are healthy often gives you access to broader coverage and better rates. We help clients review their options early so they are protected before unexpected healthcare expenses arise.
We recommend reviewing prescription coverage, paramedical benefits, annual maximums, waiting periods, hospital coverage, and monthly premiums to understand how each plan supports your current healthcare needs and future financial protection.
Yes. We help retirees explore plans that provide continued access to prescription drugs, emergency travel coverage, dental care, and other healthcare services after employer-sponsored benefits end.
Yes. Some plans offer guaranteed acceptance with no medical questions required. We help review eligibility requirements and explain how these plans work for people seeking easier access to supplemental health coverage.
Most Canadians overpay or stay under‑insured simply because comparing plans feels overwhelming. Get professional advice completely free from an SBIS advisor, who will compare leading health, dental, and travel plans and help you find coverage that fits your life and budget with no obligation to buy.