Thinking about health insurance?

Choose from multiple coverage options in two minutes or less.

Health insurance illustration showing a heart surrounded by hands

Health coverage you can rely on

It’s your health, and it’s your money. A supplemental health insurance plan is an excellent way to protect them both. Having health care coverage helps you handle the costs of medical treatments when they are needed and health insurance will deliver preventative healthcare tools to help you lead a healthier lifestyle.

When is the best time to buy health insurance? Before you become sick or injured. Once that happens, you may only be able to qualify for some but not all of the health benefits you need.

Why? Your provincial health insurance plan may not cover all the costs for healthcare, especially if more specialized or complex care is required. A supplemental health insurance plan is like having a safety net to protect you and your family against substantial medical expenses. Instead of struggling to pay out of pocket, you’ll know your insurance plan will cover many of the costs of your medical care. Once approved, you will receive a drug card for direct billing, if available through your provider, with no waiting period for your benefits to commence.

Green Shield Canada Prism Partner

In partnership with Green Shield Canada, Special Benefits Insurance Services (SBIS) offers Prism health and dental insurance programs. Prism programs are especially designed for individuals who do not have group insurance. They help bridge the gap for students, unemployed individuals, self-employed workers and anyone else who needs health insurance benefits. Prism plans can also offer financial protection against escalating health care costs.

Proud to offer Manulife insurance plans

Manulife has been providing insurance and financial services for over 100 years. Manulife offers financial security with flexible, comprehensive insurance and wealth management products that preserve the financial health of customers all over the world. Manulife is a provider for Special Benefits Insurance Services. We are proud to offer their unique, comprehensive products to cover the health, dental and travel insurance needs of our valued clients, including FlexCare plans, FollowMe plans and the Association plans.

GMS Health Plans

GMS Health Insurance has been helping Canadians live well for over 70 years and is a preferred non-profit provider of health and travel insurance, covering a vast range of costs government and other private benefit plans don’t. They offer a variety of coverage options for everyday health needs and medical emergencies. GMS has three base plans to choose from and optional benefits like prescription drugs and dental care you can add to your base plan so you can mix and match to create a plan that’s just right for you and your family. Whether you’re looking to just cover the basics or for more comprehensive coverage for your retirement, GMS plans help you live life to the fullest.

Health Plus Insurance

Health Plus is a different kind of insurance company — an independent, family-run business committed to offering better benefit solutions. Health Plus OPTIMUM and PRIORITY plans were created for small business owners, entrepreneurs, freelancers and contract workers. No matter where or how you work Health Plus plans are designed to be affordable for you, your family and your team. You’ll have great coverage for everything you need, including dental, paramedical and prescription drugs, plus a unique combination of wellness and business services that’s included with the insurance — at no extra cost, with no claims required. Health Plus rates start lower than many other plans, they’re the same for all ages, and stay low even as you get older.

Your health insurance choices through SBIS

Our health insurance programs provide coverage for prescription drugs, dental care, vision care, and extended health care, registered therapists and specialists, hospital accommodation, accidental death and dismemberment, include preventative healthcare tools to help you lead a healthier lifestyle, and even emergency travel coverage. Under many of our plans, coverage is guaranteed, and no medical questionnaire is required. You always get the flexibility to choose a plan that fits your needs and your budget.

Prism Spectra is a great option if you’re concerned about cutbacks to your provincial government health insurance plan or want the peace of mind of knowing you’re protected against rising health care costs. It offers comprehensive coverage, a broad range of benefits and high benefit maximums. Spectra can be the ideal solution if you are in good health and want to maximize your health care coverage or if you’re willing to accept certain prescription drug exclusions.

Prism Precision is an excellent choice if you would like to supplement the coverage offered by your provincial government health plan or if you want the comfort of knowing you are protected against the burden of health care expenses. Your acceptance is guaranteed, and the plan includes coverage for pre-existing conditions. Precision is a practical way to provide you and your family with basic health care coverage, including a comprehensive dental plan.

Prism Continuum is the best solution if you’re leaving a company group plan, worried about how you’re going to pay medical expenses or anxious that you might not qualify for other coverage because of health issues. It offers comprehensive coverage—even if you have pre-existing conditions. Coverage is guaranteed if you apply within 90 days of losing your group health insurance for those that require prescription drugs.

Manulife Association provides simple, straightforward coverage without the complexity of optional add-ons. Manulife Association plans are available exclusively through preferred brokers like SBIS and allow you to choose from four different health and dental plans to get the right supplemental insurance coverage for you and your family.

Manulife FollowMe is specially designed for people who are coming off a group benefits plan. If you apply within 60 days, guaranteed acceptance applies to you, your spouse and your dependents, regardless of your age or pre-existing medical conditions including prescription drugs. You can have one less thing to worry about when losing group coverage when you choose Manulife FollowMe.

Manulife Flexcare is an excellent choice for people in generally good health who are concerned about obtaining flexible, affordable coverage for those services that are not covered by government health insurance plans. From extended care to prescription drugs, you can take comfort in knowing that many health-related expenses, both routine and unexpected, will be covered with Manulife Flexcare.

Manulife Guaranteed Issue Enhanced health and dental plan is affordable coverage packed with other healthcare benefits too. Best of all your acceptance is guaranteed even if you have a pre-existing condition. No needles, no nurses, no questions asked — just great coverage. Guaranteed. Great for you and your family too.

GMS Personal Health insurance plans give you coverage for everyday health needs and medical emergencies by covering a wide variety of services, such as massage and acupuncture, so you can afford treatment that helps you feel your best. You can add dental, drug and hospital cash benefits to any GMS Personal Health plans for just a few more dollars each month to get coverage to access what you need, when you need it, so you can get back to doing the things you love. GMS believes an individual healthcare plan that fits your lifestyle is an important part of an overall wellness plan.

From retiring to launching your own business, we know leaving a job can interrupt your everyday wellness plan and cause unnecessary stress as you start a new adventure. Make your transition as smooth as possible with a GMS Replacement Health Coverage plan bundled to include coverage for prescription drugs, glasses and contacts, dental care, travel and more. And with guaranteed acceptance and no medical questions, enrolling is seamless and hassle-free.

Health Plus Insurance PRIORITY and OPTIMUM plans were designed to offer you, your family, or your team a better option for affordable health insurance whether you own a business, are an employee, freelance, or work on contract. Both plans provide comprehensive coverage for health services, prescription drugs, basic and major restorative dental, paramedical services, travel emergency health, and more. If you’re in good health, Health Plus is an excellent choice, with low rates that don’t go up with age. Plus, plans come with wellness benefits, including LifeWorks Employee and Family Assistance Program, custom HR support, and pharmacogenetic testing to make sure you are taking the right medication for your DNA.

Health benefits to maximize your coverage

All programs offer a variety of extended health benefits to enhance your health care coverage. These benefits include:

*Chiropractor, foot care specialist, naturopath, osteopath, physiotherapist, massage therapist, speech therapist, acupuncturist and more…

Let one of our knowledgeable representatives help you with your health insurance needs. Contact us today for answers to any questions you may have or for a free information package that includes an application, benefit details and rates.

Or visit any of these pages now for more details: