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British Columbia Health Insurance

Choose from multiple coverage options in two minutes or less.

British Columbia health insurance

Options for health insurance in British Columbia

Special Benefits Insurance Services offers a number of insurance products to help British Columbians address unexpected illnesses and injuries. Having your own plan can help shield your finances from the high costs of healthcare by reducing your out-of-pocket expenses. It can also give you the comfort of knowing that you have access to many medical services without paying for them out of your own pocket.

SBIS has been providing health insurance in British Columbia since 1993. During that time, we have built a solid reputation for bringing high-quality, affordable insurance solutions to the marketplace. SBIS offers a series of health insurance plans for anyone who wants to expand their health insurance coverage.

We provide coverage for business owners, retirees, over-age dependents, surviving spouses, part-time and contractor workers, and many more. Our health insurance is ideal if you

The benefits of partnering with us

At SBIS, we understand the insurance industry and the unique needs of our clients. We are proud to represent Green Shield Canada, Manulife Financial, and GMS in British Columbia.

SBIS offers

British Columbia health insurance from SBIS

SBIS has the experience, expertise and products to provide the best health insurance solutions for your needs. We have a partnership with Green Shield Canada to sell the Prism programs: Prism Spectra®, Prism Precision® and Prism Continuum®.

The Prism programs offer several different plans, each with varying levels of coverage. These products

Prism health insurance plans

Please click on each Prism® tab below to see the different plan details and rates

The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.

The Prism Precision program may be right for you if you are looking for a comprehensive dental plan. There are 2 dental options to choose from P3 and P4; both of which have varying dental maximums. Both of these plans also include coverages for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.

The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre-existing conditions.

Manulife health insurance plans

We are also pleased to offer insurance options from Manulife in British Columbia, including the Flexcare®, FollowMe™ and Association programs. With this suite of products, you can select options to add to your insurance plan to ensure you’re getting exactly the coverage you want for your specific needs. Added features include

Manulife Flexcare®

Manulife FollowMe™

Manulife Guaranteed Issue Enhanced Plan

Manulife Association

Please click on each Manulife® tab below to see the different plan details and rates

GMS Health Insurance plans

If you are like many British Columbians, your physical and mental health are priorities. You depend on your Medical Service Plan (MSP) for the cost of medically required doctor services, but what about your other healthcare needs? GMS health insurance plans complement your lifestyle and provide cost protection for the services of chiropractors, physical therapists, acupuncturists, naturopaths, massage therapists and more. GMS helps you save money with the added bonus of providing discount options to make your benefit coverage go even further!

GMS Personal Health

Get coverage for the services you want such as massage and acupuncture with a GMS Personal Health plan. BC MSP is one of the most inclusive health plans in Canada, but it does not cover many prescription or dental services. That’s why you can add dental, drug and hospital cash benefits to any plan. You can design your GMS Personal Health plan to fit your lifestyle and be part of your wellness plan. Plus, you can add travel emergency medical coverage to your BasicPlan, ExtendaPlan® or OmniPlan®.

GMS Replacement Health

When you are ready to retire or work for yourself, what better place than BC? You can choose healthy sea air and moderate temperatures to make life easier. But money and healthcare are important, and that’s why GMS Replacement Health Coverage offers guaranteed acceptance and no medical questions with plans built for your needs. You can bundle coverage for prescription drugs, eyeglasses and contact lenses, dental care, travel and more. No more worrying about not having an employer plan in place!

Please click on each GMS tab below to see the different plan details and rates

Extended benefits

Our programs offer benefits to enhance your British Columbia health insurance coverage. These extended benefits include

Contact us for more information about the benefits of our British Columbia health insurance plans. Request a no-obligation quote or a free information package today!