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Ontario Health Insurance

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Ontario health insurance

Health insurance plans in Ontario

Health insurance is an important part of keeping your body and mind in the best possible condition. It’s also a protective barrier against the rising cost of medical services.

As an Ontario resident, you can take advantage of a wide range of health insurance plans available through Special Benefits Insurance Services. This can give you the peace of mind knowing you and your family members will be financially prepared to handle illness and injuries. You never know what tomorrow will bring. However, with our health insurance plans for Ontario residents, you’ll be in a much better position to address any medical issues that may arise.

We pick up where the Ontario health insurance plan stops

The Ontario government provides basic health insurance coverage through OHIP. However, the Ontario Health Insurance Plan is limited. Generally, it won’t cover dental or other services such as chiropractors, physiotherapists, massage therapists or podiatrists, and prescription drugs are not covered for those over 25 or under 65. Health insurance plans available through SBIS are designed to help you offset the costs of these services not covered by the Ontario Health Insurance Plan.

The SBIS advantage

At SBIS, we provide a number of supplemental insurance options to help Ontario residents ensure they have adequate health coverage. We offer Prism health and dental insurance programs as well as products from other leading insurance companies such as Manulife (FlexCare®/FollowMe™/Association) and Group Medical Services (GMS). As an independent broker, SBIS strives to provide you with the best type of coverage for your needs. Our insurance products can help you fill gaps in your provincial coverage so you can rest assured you have the most comprehensive health insurance benefits available in Ontario.

Our Ontario health insurance coverage is ideal for

Prism health insurance plans

SBIS has the exclusive right to offer Prism programs through our partnership with Green Shield Canada nationwide – excluding QC. The Green Shield insurance plans come in three flexible options: Prism Spectra®, Prism Precision® and Prism Continuum®.

With the Prism programs, you can select a coverage option based on your specific budget and requirements. These programs give you access to everything from prescription drugs to specialists and semi-private or private hospital accommodation. Our plans also include ambulance transportation, home support services, medical items, travel emergency services and much more.

Please click on each Prism® tab below to see the different plan details and rates

The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.

The Prism Precision program may be right for you if you are looking for a comprehensive dental plan. There are 2 dental options to choose from P3 and P4; both of which have varying dental maximums. Both of these plans also include coverages for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.

The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre-existing conditions.

Manulife health insurance plans

We also work with Manulife to bring you the flexibility of the Flexcare®, FollowMe™ and Association Plan product lines for your Ontario health insurance coverage needs. These plans are a good choice for those who need customizable benefits.

You can select a coverage option based on your specific budget and requirements. These programs give you access to everything from prescription drugs to specialists and semi-private hospital accommodation. Our plans also include ambulance transportation, home support services, medical items and travel emergency services.

Manulife Flexcare®

Manulife FollowMe™

Manulife Guaranteed Issue Enhanced Plan

Manulife Association

Please click on each Manulife® tab below to see the different plan details and rates

GMS Health Insurance plans

Discover GMS health insurance plans that cover the everyday healthcare you want and the medical emergencies healthcare you need.

GMS Personal Health

GMS Replacement Health

Please click on each GMS tab below to see the different plan details and rates

Why select SBIS?

SBIS is the leading agency for individual health insurance plans in Ontario and throughout Canada. It’s the perfect partner for Ontario residents who want to enhance their health coverage—and gain greater peace of mind about their future. You can count on our

Learn more about how SBIS can help maximize your Ontario health insurance coverage. Request a no-obligation quote or free information package today.