Self-Employed Health Insurance

Choose from multiple coverage options in two minutes or less.

Self employed health insurance

Health insurance for self-employed Canadians

If you are self-employed, your health may be your most important asset. Special Benefits Insurance Services offers a wide variety of health insurance solutions to help you maintain your good health and minimize your healthcare expenses. Our health insurance options are ideally suited for individuals who are self-employed, entrepreneurs, independent professionals, contractors, commission-based workers or anyone who is not covered by a company group plan.

A Self-Employed Health Insurance Plan from SBIS can help you

Using self-employed health insurance to enhance your business

A Self-Employed Health Insurance Plan from SBIS can be the key to keeping you healthy and your business afloat. It can supplement your provincial insurance coverage so you have the financial means to protect your health—and your business.

While your provincial insurance plan covers some medically necessary healthcare, it contains a number of coverage limitations. Provincial health insurance normally does not provide coverage for

The advantages of choosing SBIS

Established in 1993, SBIS has been providing health insurance for self-employed individuals for over 25 years. Over the years, we have differentiated ourselves as a provider of health insurance solutions for individual consumers. As an independent broker, we have access to a large assortment of insurance providers, making it easier for us to locate the best product for our clients’ needs.

We offer the Prism health insurance programs from Green Shield Canada. We also work with Manulife Financial to provide the Flexcare®, FollowMe™ and Association Plans. Or choose a Personal or Replacement Health Plan from Group Medical Services (GMS).

Advantages of choosing SBIS for your self-employed health insurance needs include

Self-employed health insurance options

SBIS offers you access to a wide range of self-employed health insurance products from leading insurance providers.

We offer Green Shield Canada’s Prism Spectra®, Prism Precision®, and Prism Continuum® plans nationwide with the exception of Quebec.
Prism programs offer four distinct plans, each with varying levels of coverage.

Prism health insurance plans

Please click on each Prism® tab below to see the different plan details and rates

The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.

The Prism Precision program may be right for you if you are looking for a comprehensive dental plan. There are 2 dental options to choose from P3 and P4; both of which have varying dental maximums. Both of these plans also include coverages for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.

The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre-existing conditions.

Manulife health insurance plans

We also offer the Flexcare®, FollowMe™, and Association plans from Manulife, which provide a broad range of different health and dental plans. There are also add-on benefits that you can choose to customize your plan for your specific health insurance needs, including accidental death and dismemberment hospital care and travel insurance coverage extensions.

Please click on each Manulife® tab below to see the different plan details and rates

These programs offer:

GMS Health Insurance Plans

SBIS knows your insurance decisions are important, and that’s why we also offer GMS Personal Health and Replacement Health plans. GMS plans are the easy, cost-effective way to protect you and your family from the growing list of healthcare costs not covered by your government health plan.

You select your core bundle of benefits and then choose the level of prescription drug, dental and travel protection that suits your needs. That makes GMS plans an affordable choice for any budget.

Choose a Personal Health plan if you are looking for a complete wellness package.

GMS Replacement Health benefit plans are available when you’re leaving your employer’s benefit plan to start your next adventure.

Please click on each GMS tab below to see the different plan details and rates

To learn more about our Prism programs or other self-employed health insurance options available through Manulife or GMS, request your no-obligation quote or free information package today!