Small Business Health Insurance

Choose from multiple coverage options in two minutes or less.

Small business health insurance

Health insurance plans for small business

Your provincial insurance plan may pay for medically necessary care, but it doesn’t cover many other services that can threaten your health or your employee’s health, ultimately affecting your company’s bottom line. For example, it doesn’t cover the cost of prescription drugs, dental care, routine eye exams, glasses, contact lenses, hearing aids and other medical items or equipment. It also won’t pay for certain preventive services and screening tests.

However, with our Small Business Health Insurance coverage, you can receive many of these services without having to pay out of pocket. This can leave you with more money in your budget to maintain and grow your business.

Special Benefits Insurance Services offers you access to many health insurance products. Our relationships with leading carriers means we can provide the right health insurance plan for your unique specifications.

You can’t put a price on your health. However, health insurance for small businesses can make the cost of medical services more affordable.

With a Small Business Health Insurance plan from SBIS, you can:

Why choose SBIS?

Choosing Special Benefits gives you access to some of the best insurance providers in the country. Being an independent broker, we offer products from leading insurance companies.

Here are some other great reasons to choose SBIS to meet your small business health insurance needs:

We offer some of the most cost-effective health insurance plans on the market with Green Shield Canada’s Prism insurance programs.

Prism health insurance plans

Through Green Shield Canada, we offer Prism Spectra®, Prism Precision® and Prism Continuum®. Each program features different coverage levels, so you can select the best option for your particular needs.

Here are highlights of the Prism programs:

Prism Spectra®

Prism Precision®

Prism Continuum®

Please click on each Prism® tab below to see the different plan details and rates

The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.

The Prism Precision program may be right for you if you are looking for a comprehensive dental plan. There are 2 dental options to choose from P3 and P4; both of which have varying dental maximums. Both of these plans also include coverages for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.

The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre-existing conditions.

Manulife health insurance plans

We also offer the Manulife Flexcare®, FollowMe™, and Association plans that provide add-on options that tailor Small Business Health Insurance programs to the highly unique and specialized needs of your company. It’s an affordable, accommodating way to purchase only the insurance you need.

Should you choose to make your selection from the Manulife suite of products, the following features await you:

Manulife Flexcare®

Manulife FollowMe™

Manulife Association

Please click on each Manulife® tab below to see the different plan details and rates

GMS Health Insurance

GMS Group Advantage for Small Business

Group Advantage health and dental plans are specifically designed and attractively priced for small businesses with 3 to 10 employees. We know you want to look after your employees’ health and offer attractive benefits, but price stability is vital too. GMS understands this, so you won’t see big premium hikes when your plan renews.

Want a quote? You don’t have to wait for one – just click below! You can choose from Silver, Gold or Platinum health coverage plans to cover prescription drugs, health and vision care, and you can add on dental care, too.

The added advantage for your employees is that every plan includes the Employee and Family Assistance Program (EFAP). You will support your employees and their family members with online access to interactive tools, care locators and personalized content plus confidential counselling when they face difficulties and lifestyle coaching to help them with day-to-day challenges.

GMS Personal Health

For companies with 1 or 2 employees, the three Personal Health plans can provide your employees with supplemental coverage options for everyday health needs and medical emergencies. They cover a wide variety of paramedical services to help employees afford treatments that helps them feel their best, and there are options for added prescription drug or dental benefits.

GMS Replacement Health

Even your best employees retire! GMS Replacement Health plans are guaranteed acceptance coverage to take over when your group benefits end. Retirees or other employees who are leaving your group plan can select coverage for prescription drugs, glasses and contacts, dental care, travel and more.

Please click on each GMS tab below to see the different plan details and rates

Learn more about the benefits of a small business health insurance plan. Contact Special Benefits for your free, no-obligation quote or information package now!