Health Plus Coverage

Health Plus

About Health Plus Insurance

Health Plus is a different kind of insurance company. It’s an independent, family-run business committed to offering better benefit solutions than the big guys. Health Plus OPTIMUM and PRIORITY plans were designed for small business owners, entrepreneurs, freelancers, and contract workers. The Health Plus team believes no matter where or how you work you should have access to quality, affordable benefits for yourself, your family, and your team. If you don’t have coverage through an employer plan, Health Plus has you covered.

Health Plus is Designed to Save You Money

Rates start lower than other plans and won’t automatically go up as you age. Health Plus plans offer:

Better Value Coverage

With Health Plus you get better value coverage for less, including high coverage maximums and no low per-visit limits for healthcare practitioners.

Insurance Created by Small Business For Small Business

Health Plus plans were designed to provide a better option to small business owners, entrepreneurs, freelancers, and contract workers.

Wellness & Business Extras You Won’t Find Anywhere Else

Health Plus plans come with free wellness and business resources to help you take care of your whole health, including LifeWorks Employee and Family Assistance Program (EFAP), Custom HR Advice, and Pharmacogenetic Testing.

Health + Dental + Travel + Wellness

With two plan options to suit your unique needs, Health Plus plans provide comprehensive health, drug, dental, paramedical, travel health coverage, and more – all at great rates.

PRIORITY: The basic plan is perfect for covering all your health and dental needs for a low rate.

OPTIMUM: Get superior coverage with higher maximums for paramedical services, added vision coverage, and higher reimbursement for health services, drugs, and routine and major restorative dental.

With all Health Plus plans you get:

Health Plus plans also come with free wellness benefits and business resources, including:

LifeWorks Employee and Family Assistance Program (EFAP)

Confidential counselling and digital resources for life, work, and health challenges, plus perks to save you money.

Custom HR Advice

Your HR questions answered by a dedicated expert on contracts, employment, office policies, compensation, and more.

Pharmacogenetic Testing

A simple test to help make sure you’re taking the right medication for your unique DNA.

You can apply up to age 75. A simple health questionnaire is required and it’s easy to complete online. If you have a pre-existing condition, you may still qualify for full Health Plus coverage for an adjusted rate that includes your existing medication.

Which Health Plus plan is right for you?

At SBIS, we can help you choose the one that best suits your needs and budget.

Click on the chart buttons below to discover your Health Plus plan options.

Health Plus Was Designed For You

Not all healthcare costs are covered by your government health plan – and that means out of pocket expenses for you. Health Plus plans cover healthcare costs that government health plans don’t, so when the unexpected happens you can get the care you need and when you want to take care of your health every day, you have the coverage you deserve.

Apply up to age 75 with a simple health questionnaire. Health Plus plans provide excellent coverage at affordable rates for anyone without coverage through an employer, including:

With SBIS, you can get Health Plus protection today, so you have the healthcare cost protection you need tomorrow.