The change in weather, closed indoor environments and the start of the school year all contribute to the spread of so many illnesses. It’s important to take proactive measures to protect yourself and your loved ones during this beautiful, yet challenging, season.
Health insurance plays an important role in keeping yourself and your family protected.
Fall illnesses you and yours may need to manage
Whether it’s dance, aerobics or a group sport, in the fall many indoor activities begin that are great options for you to be consistent in your health and wellness regimen but expose you to larger groups of people you interact with.
Here are just a few of the health challenges you might face this fall
The Flu (Influenza)
The flu is perhaps the most notorious of all autumn illnesses. It affects your respiratory system and can be severe. Symptoms often include fever, chills, muscle aches, fatigue and cough. The flu can be particularly dangerous if you are older, have chronic health issues, or for young children
Strep throat
There are often more cases of strep throat during the fall months; this is an infection that results in a sore, scratchy throat, often accompanied by fever, swollen tonsils and red spots at the back of the mouth.
Colds
The common cold usually is the result of exposure to rhinoviruses and is especially ‘common’ during the colder months. You may experience a runny nose, sneezing, coughing and a sore throat for a week or more. While it’s often milder than the flu, it’s also more frequent, making it a regular concern for many.
COVID-19
COVID-19, caused by the SARS-CoV-2 virus, has shown seasonal patterns in some areas, with spikes in cases during colder months. Symptoms can range from mild, resembling a cold or flu, to severe respiratory issues.
RSV (Respiratory Syncytial Virus)
RSV leads to inflammation of the small airways in the lungs and can be severe in infants and older adults.
Outdoor activities
Exploring nature trails, apple picking or gardening can all be a good workout but may challenge different muscle groups and cause strains and sprains.
Health insurance can be a valuable ally in staying healthy this fall
With the transition to the shorter and busier days of fall, your health can really be challenged – and having health insurance can help you avoid out-of-pocket costs for healthcare you need
Physical Therapy Options
If you have allergies or asthma or other respiratory issues, or a chronic condition like arthritis, the fall weather and fall allergens like ragweed can make your condition worse. Health insurance can help you access therapists who can provide targeted treatments and management plans.
Prescription Coverage
Managing medications for respiratory conditions or pain management can be costly. Health insurance helps cover the cost of prescriptions, ensuring you have access to the medications you need to stay healthy.
Mental Health Support
The hustle and bustle of life, coupled with concerns about health during the flu season, can elevate stress levels. Chronic stress has been shown to weaken the immune system, making us more susceptible to illnesses. Implementing stress-reducing techniques can be a game-changer. Most health insurance plans offer tools to help with mindfulness, which helps in grounding and centering the mind or counselling to reduce anxiety, especially when feeling out of sorts.
The shorter days and longer nights can sometimes lead to seasonal affective disorder (SAD). Health insurance often includes mental health coverage, allowing you to seek therapy or counseling if you need it.
Telehealth Services
Many plans offer the convenience of telehealth so you can consult with healthcare providers from the comfort of your home. This is particularly useful during the fall when you might want to avoid unnecessary trips outside.
Your health is important and no matter the season
Don’t get caught off guard this fall. Health insurance coverage from SBIS can keep autumn health challenges from turning into a budgetary crisis. You can shop and compare plans anytime at sbis.ca/health-insurance. Or learn more about your options from one of our specialists ready to help at no cost to you by calling us Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time at 1-800-667-0429 or 416-601-0429 – we’re happy to help..
By leveraging your health insurance benefits, you can proactively manage your health and well-being throughout the fall season. Stay healthy and enjoy the beautiful autumn colors!
