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How To Submit Your Health Insurance Claims on the Go

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Life can be hectic! Taking care of your healthcare needs is important so many health insurers are making it easy to submit a claim using your smartphone or tablet.At SBIS, we partner with companies that want to keep up with your busy lifestyle. Most health insurance providers supply a free app that gives you 24/7 mobile access to your benefits — any time, from anywhere. You can use it on your iPhone or iPad, or your Android phone or tablet.

One Download for Quick and Convenient Claims

By using your insurance provider’s claims app, you will get many (or all) of these online services:

  • Submit paramedical service, counselling, speech therapy and massage claims directly from your smartphone or tablet
  • Confirm the drugs that are covered (and download any required authorization forms to email to your doctor before leaving their office)
  • Find healthcare providers near you and get directions using the GPS technology on your device
  • Check your coverage amounts and balance

Why use an app?

You may be set in a routine for making your health insurance claims, so why use an app? Here are a few reasons:

  • It can provide you with an electronic all-in-one benefit and travel ID card, and you don’t even have to log in to use it!
  • It’s quick and easy to present your card, and at participating locations for drug and dental submissions they will be covered immediately.
  • It’s economical (free, in fact!) and you will save paper and mailing costs.
  • You will save time and your claims can be processed faster.

The newest health insurance claims apps bring you many of the convenient features of regular online services for plan members but are optimized for your smartphone or tablet.

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It’s great for managing your claims

With health insurance and your health claims app you don’t have to wait to submit claims — you can make them as soon as your coverage is in effect.

If you don’t know whether you’re covered for a prescription drug, you may be able to sign in and submit a mock claim to see if you are eligible under your plan, how much you will get paid, and view other coverage information. Depending on your plan, you can check your eligibility for chiropractic treatment, massage therapy, physiotherapy, prescription eyeglasses and contact lenses, routine eye exams, custom foot orthotics, and dental recall exams.

You can search your claims history for access to the real-time status of recently submitted claims, and view the details of previously submitted claims.

And you can use the app to view audit notifications and instructions on what to do if your claim is selected for an audit.

How to get started

Use the internet browser on your device to go to your health insurance carrier’s website, and you will find one of the app store links. Alternatively, you can open the app store on your device and search for the application (information about the app will be provided with your plan details).

Usually you must be registered for your insurer’s claim online services and accept the online claims submission agreement before you can access your claims app. (To register you will be required to confirm a few personal details, create a username and password, and provide answers to three challenge questions.) Then all you need is your health insurance policy number and the password you use to log in.

Once you have your claims app on your device you may receive updates for new features.

Not ready to use an app yet?

If you’ve never had to file a health claim it’s natural to worry about the process being complicated. There are forms and receipts; how do you know you have everything you need? If you’ve filed many times already using traditional methods, you know it’s actually not too complicated at all — but it can take some time.

Or if you are facing a travel insurance claim, the entire process may be completely new to you.  If a bad event happens while you are away from home, the good news is that you won’t have to pay upfront for healthcare costs. We will provide you with a toll-free number to call if you are unsure whether or not your symptoms are considered an emergency and easy contact with real people who will help you through the entire process from getting you to the hospital, to paying for costs or even helping you to get back home.  Now that’s peace of mind!

Remember, you can always contact our knowledgeable staff to walk you through the process and offer tips that can help you make your health and travel insurance claims.It’s an effective strategy to ensure you don’t have a problem – and real peace of mind.  At SBIS we work on your behalf to help you get the most out of your insurance coverage.  We are your advocate and the industry professional in your corner.

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