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Manulife Flexcare

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Manulife

Comprehensive coverage with Manulife Flexcare

Since 1887, Manulife Financial has been helping to protect the financial interests of Canadians through sound insurance and wealth management principles. By carefully crafting insurance products, like Manulife Flexcare, the company furthers its position as a leader in helping Canadians to protect themselves financially.

Designed to help offset the cost of seeking treatments that are not covered by provincial healthcare plans in Canada, Manulife Flexcare offers a wide range of health and dental insurance plans. Some Flexcare plans are offered on a “guaranteed acceptance” basis, which means they are available without the need of a medical questionnaire, while others will require the completion of a medical history form.

With customizable add-on features, Manulife Flexcare customers can pick and choose separate coverages to get exactly what they need out of their health and dental insurance. Add-ons under the Manulife Flexcare plan can include:

We can help you make your selections from the available options for a highly-tailored insurance solution.

Bridging coverage gaps

With core plans under the Manulife Flexcare line, and the custom add-ons that are available to Special Benefits customers, you can obtain coverage for services that fall outside provincial insurance coverage plans. Services that are not covered by the provincial government include:

Who can benefit from Manulife Flexcare?

Special Benefits works with you to help choose the right core plan and add-ons for your Manulife Flexcare plan to get only the coverage you need. A custom solution is possible for you, regardless of your current or past health status. We provide health insurance plans to those in need of coverage, including:

Essentially, if you do not have access to group benefits coverage through your employer, your parents, or your spouse, we can help you get the insurance coverage that best suits your needs and budget.

Get the most out of health insurance

Contact us today by phone, Monday to Friday, from 8:45 am to 4:45 pm Eastern time, or by filling out the email contact form at any time of day. One of our helpful customer service representatives will help get you started with a consultation and a no-obligation insurance quote.

ANSWERS TO YOUR IMPORTANT QUESTIONS

It is a customizable health and dental insurance solution designed to help cover services that fall outside provincial healthcare. Coverage can be tailored with core plans and optional add-ons to suit different needs and budgets.
It helps offset expenses for items such as prescription medications, routine dental visits, vision care, registered therapists, medical equipment, and hospital accommodations that are typically not covered by government health plans.
This option offers a high level of flexibility, allowing individuals to select only the benefits they need. Some plans are available without medical questionnaires, while others offer more extensive coverage through medical underwriting.
Plans may include coverage for hospital stays, vision care, emergency travel protection, accidental death benefits, and other essential healthcare services depending on the core plan and add-ons selected.
It provides an alternative for individuals who do not have access to employer-sponsored coverage, allowing them to build personal health insurance that fits their lifestyle, health needs, and financial situation.
This type of coverage is well suited for self-employed individuals, retirees, students, part-time workers, and anyone transitioning out of group benefits due to life changes.
Yes, coverage can be adjusted by selecting a core plan and adding optional benefits to create a personalized solution that avoids paying for unnecessary coverage.
Some options are available with guaranteed acceptance and no medical questions, while others may require a medical history depending on the level of coverage selected.
Special Benefits Insurance Services | Manulife Flexcare

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