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Nova Scotia Dental Insurance

Choose from multiple coverage options in two minutes or less.

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Dental Insurance Plans in Nova Scotia

Many people skip regular trips to the dentist because they can’t afford it, and most people don’t qualify for dental coverage under Nova Scotia’s provincial insurance plan. But avoiding the dentist can be a big mistake. No matter how carefully you brush and floss at home, there is no substitute for professional care to help you maintain good oral health. Routine dental visits may help prevent certain problems from occurring, and they give dentists a chance to identify small problems and fix them before they become larger ones.

According to the Canadian Dental Association, children and adults should make regular trips to the dentist for preventative treatment at least once a year. Special Benefits Insurance Services provides an array of Nova Scotia Dental Insurance Plans that can help offset the cost of seeing a dentist by reducing your out-of-pocket expenses and minimizing the impact to your bottom line. Ensuring you have the appropriate coverage will give you and your family the peace of mind and financial security you need.

Nova Scotia Dental Insurance Plans

At SBIS, we understand that everyone’s personal situation and coverage needs are unique. Our plans are designed for anyone who wants to enhance their dental insurance coverage. It doesn’t matter if you have a full-time or part-time job, have recently come off group coverage, or haven’t been covered in years—we have numerous plans from Green Shield Canada, Manulife Financial, GMS and other providers to meet your individual needs and fit your budget.


Those looking for dental insurance in Nova Scotia can choose coverage from Manulife Financial under the following plans:

  • Manulife Flexcare® DentalPlus™: A flexible dental insurance plan that offers a base level of coverage that can be enhanced by custom add-ons to provide a personalized package.
  • Manulife FollowMe™: Uninterrupted coverage for prescription drugs and other supplemental services, including dental care, if you apply within 90 days of losing group benefits (for those who require prescription drugs).
  • Manulife Guaranteed Issue Enhanced Plan: No needles, no nurses, no questions — your acceptance is guaranteed at time of application even if you have a pre-existing condition.
  • Manulife Association: A wide range of supplemental dental insurance coverage for qualified applicants, with increasing levels: Base, Bronze, Silver and Gold.

Please click on each Manulife® tab below to see the different plan details and rates


We also partner with Green Shield Canada to offer the Prism Spectra®, Prism Precision® and Prism Continuum® plans. These plans offer a wide range of services to help keep your teeth and gums healthy. There are four types of services available under these Nova Scotia Dental Insurance Plans.

  • Basic. Includes treatment you typically receive at your regular check-up, such as cleanings, x-rays, exams, fillings and more.
  • Comprehensive. These services go beyond the basics and include root canals, periodontal services, denture cleaning and more.
  • Major. Encompasses the most extensive treatment available under the Prism plans, including crowns, bridges, dentures and more. These services are not available until your third benefit year.
  • Orthodontic. Includes any type of treatment used to straighten and/or correct the bite of an individual’s teeth. These services are typically used for children and adolescents, but anyone of any age may need orthodontic treatment. You will begin receiving coverage for these services in your third benefit year.

Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a comprehensive dental plan. There are 2 dental options to choose from P3 and P4; both of which have varying dental maximums. Both of these plans also include coverages for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.


We also offer GMS Health Insurance Plans for your protection against the out-of-pocket costs of healthcare and dental care.

GMS Personal Health

Get coverage for the services you want (such as massage and acupuncture) with a GMS Personal Health plan. Add dental, drug and hospital cash benefits to any plan to get coverage for what you need. Each GMS Personal Health plan is designed to fit your lifestyle and be part of your wellness plan. Plus, you can add dental coverage to your BasicPlan, ExtendaPlan® or OmniPlan® to cover preventative, basic and major dental care.

GMS Replacement Health

Ready to retire or work for yourself? GMS Replacement Health Coverage plans offer guaranteed acceptance with no medical questions. Select the plan that suits your needs, bundled to include coverage for prescription drugs, eyeglasses and contact lenses. Add dental care, travel and more. No more worrying about not having an employer plan in place!

Please click on each GMS tab below to see the different plan details and rates

Let Us Help You Choose the Right Nova Scotia Dental Insurance Plan

At SBIS, we have helped residents in Nova Scotia and throughout Canada select the dental insurance plan that meet their needs for more than 25 years. Let us put our experience to work for you. When you work with us, you will reap a variety of benefits, including:

  • Financial protection and peace of mind because you have the insurance coverage you need to enjoy routine dental care.
  • Access to high quality, affordable dental insurance plans with different levels of protection to meet your needs.
  • Knowledgeable professionals who will work with you to assess your coverage needs and help you review the Nova Scotia Dental Insurance Plans available to choose from.

Choose SBIS to get the protection you need for you and your family at a price you can afford. A live person answers each and every phone call, Monday to Friday, from 8:45 a.m. to 4:45 p.m. Eastern time.

clients' testimonials

Whether it’s travel insurance, individual health and dental insurance plans, or any of the other products in their portfolio, I know that I can vest my trust and confidence in SBIS, because our clients will be well served and protected. SBIS has been and continues to be, a great partner to work with.

Don M

Thank you for your help and for sending me the policy. Please feel free to forward my response to your supervisor. I appreciate that you understood my requirements, did the research quickly, and responded promptly and always in a courteous and friendly manner.

Leslie R

I just wanted to send a compliment to Nicki for helping me today with a request for income tax receipt from 2013! What a superb service and pleasant approach in solving my problem. and so quickly and promptly done. Please extend my compliment and thank you to Nicki for the excellent service supplied.

Richard L

You have been a great in assisting us with this application, I would like to send along my compliments to you. Please pass along this message to your management team.  It certainly is nice to be able to talk directly to a person especially a person as nice as you.

Rick S

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    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

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    Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

    Head Office:
    Special Benefits Insurance Services
    20 Toronto Street, Suite 860, Toronto, ON, M5C 2B8

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    Special Benefits Insurance Services
    3091 Chandler Dr, Port Perry, ON, L9L 1B6