As the cost of healthcare continues to rise, having the appropriate coverage is more important than ever. Without it, a single illness or injury could cost you thousands of dollars in medical expenses, wreaking havoc on your finances.
Special Benefits Insurance Services offers a wide array of Nova Scotia Health Insurance plans to residents to offset the cost of care you receive when you’re sick or injured. But don’t wait until you experience a medical emergency to apply for a plan. If you do, you may not be able to get the coverage you need. Purchasing a plan now can help protect you and your family today and in the future.
To ensure a vast array of coverage options in Nova Scotia, we offer products from Manulife Financial, GMS and Green Shield Canada so you can choose the plan that is right for you and your family. Regardless of your health history or current health status, we have a solution for you. We provide Nova Scotia Health Insurance plans to
Although the government provides health insurance coverage to all Canadian residents through the provincial insurance plans, those plans cover only a handful of basic services. If you want a treatment that isn’t covered, you’re responsible for paying for the cost out of your own pocket unless you have an individual supplemental health insurance plan. The health plans offered through SBIS cover a variety of services that aren’t covered by Nova Scotia’s provincial plan, including prescription drugs, registered therapist visits, semi-private or private hospital accommodations, home support services and much more.
We have a partnership with Green Shield Canada to exclusively offer the Prism Spectra®, Prism Precision®, and Prism Continuum® plans for a flexible, affordable health insurance plan that suits your needs and your budget.
We also are pleased to offer insurance products from Manulife Financial in Nova Scotia, including the Flexcare®, FollowMe™, and Association programs. With add-ons that allow you to customize your Nova Scotia Health Insurance policy, you can make sure you only pay for the coverage you need.
Through GMS, we offer plans to help you take care of your health and wellness so you can live life to its fullest, no matter what stage of life you’re in.
No matter which carrier you choose, our plans offer varying levels of protection at different price points. Both guaranteed and underwritten options are available. Even if you’ve experienced health issues in the past, you may still be able to get the protection you need. With a wide range of plans to choose from, you can select the one that meets your coverage needs and fits your budget.
The Prism Spectra program is a great option if you are healthy and don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a practical alternative for health and dental coverage for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.
Please click on each Prism® tab below to see the different plan details and rates
Array of health and dental insurance plans to choose from, including some guaranteed acceptance that are available without a medical exam
Plans with customizable add-ons that allow you to choose exactly the right insurance for your needs
For those coming off a group benefits plan, FollowMe™ provides guaranteed acceptance as long as you apply for coverage within 90 days of losing your group benefits
No needles, no nurses, no questions — your acceptance is guaranteed at time of application even if you have a pre-existing condition.
Choose from four health and dental options with increasing coverage levels for prescription drugs, dental care, vision care, hospital coverage, Emergency Health Care, Accidental Death & Dismemberment and travel.
Please click on each Manulife® tab below to see the different plan details and rates
Some say the cost of overall healthcare in Nova Scotia is a little lower than in most of Canada, but healthcare costs continue to go up. GMS Health Insurance plans cover things that Nova Scotia’s MSI doesn’t cover, and that saves you from facing the stress of unforeseen out-of-pocket healthcare expenses.
GMS Personal Health Plans: Bundled to give you peace of mind when it comes to your medical needs and those of your family, you can choose from three base plans and add on the extras you need—like prescription drug and dental coverage and even medical travel insurance.
GMS Replacement Health Plans: If you and your family have depended on group benefits but face a future without them, GMS’s three Replacement Health plans offer guaranteed coverage if you apply within 60 days of leaving your group plan. It’s simple to apply.
Please click on each GMS tab below to see the different plan details and rates
In Nova Scotia, it can be overwhelming to shop for health insurance and select the plan that’s right for you and your family. When you work with us, we simplify the process. We’re the perfect partner to help you find the plan you need when you want to enhance your health insurance coverage. When you choose SBIS, you get:
Individual attention. We work with you to assess your needs and review your plan options so we can help you select the most appropriate coverage.
Cost-effective coverage. We offer high-quality plans that fit into any budget.
Experienced insurance professionals. We’ve been a leader in the health insurance industry for over 25 years. We put our experience and expertise to work for you. We’re available to answer all your questions Monday–Friday from 8:45 a.m. – 4:45 p.m. Eastern Time. When you call, you won’t get an automated response; instead, a live person will pick up the phone—because we know your time is valuable.
Contact us today to get the coverage you and your family need with a Nova Scotia Health Insurance Plan.
Thank you for your help and for sending me the policy. Please feel free to forward my response to your supervisor. I appreciate that you understood my requirements, did the research quickly, and responded promptly and always in a courteous and friendly manner.
You have been a great in assisting us with this application, I would like to send along my compliments to you. Please pass along this message to your management team. It certainly is nice to be able to talk directly to a person especially a person as nice as you.
I just wanted to send a compliment to Nicki for helping me today with a request for income tax receipt from 2013! What a superb service and pleasant approach in solving my problem. and so quickly and promptly done. Please extend my compliment and thank you to Nicki for the excellent service supplied.
Just a quick note to say “thanks” for your help this morning. It certainly is nice to deal with such a professional company. You were super!!!!
If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.
Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time
Special Benefits Insurance Services
20 Toronto Street, Suite 860, Toronto, ON, M5C 2B8
North East Branch:
Special Benefits Insurance Services
3091 Chandler Dr, Port Perry, ON, L9L 1B6