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Ontario Health Insurance

Choose from multiple coverage options in two minutes or less.

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1. Do you want a health or travel insurance quote?

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2. Would you like a Manulife Flexcare / FollowMe or Association quote?

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GMS QuoteReady? Let's Go

. Tell us about your family. Who needs coverage?

*Note: children are defined as under 21, living in the same household as their parents.

. Insurance rates vary based on your province or territory of residence. Where do you live?

. What kind of coverage are you interested in learning more about?

. Are you interested in semi-private or private hospital accomodations?

. How about benefits through your workplace? Do any of the following apply?

. To provide an accurate quote, we need a ballpark on your age. Are you:

. Are you (or anyone in your family) currently taking any prescription medications?

. How many medications are you or your family currently taking?

. Are you willing to accept an exclusion for the prescription drugs you’re currently taking?

. Would you like us to email a copy of this free, no-obligation quote to you?

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. This is what we know about you. Is all of the information correct?

Coverage for:
You live in:
You'd like to learn about:
Hospital accomodations:
Benefits through workspace:
You are years old
Any prescription medications?
How many medications?
Willing to accept an exclusion?
Get email copy?

Health Insurance Plans in Ontario

Health insurance is an important part of keeping your body and mind in the best possible condition. It’s also a protective barrier against the rising cost of medical services.

As an Ontario resident, you can take advantage of a wide range of health insurance plans available through Special Benefits Insurance Services. This can give you the peace of mind knowing you and your family members will be financially prepared to handle illness and injuries. You never know what tomorrow will bring. However, with our health insurance plans for Ontario residents, you’ll be in a much better position to address any medical issues that may arise.

We Pick Up Where the Ontario Health Insurance Plan Stops

The Ontario government provides basic health insurance coverage through OHIP. However, the Ontario Health Insurance Plan is limited. Generally, it won’t cover dental or other services such as chiropractors, physiotherapists, massage therapists or podiatrists, and prescription drugs are not covered for those over 25 or under 65. Health insurance plans available through SBIS are designed to help you offset the costs of these services not covered by the Ontario Health Insurance Plan.

The SBIS Advantage

At SBIS, we provide a number of supplemental insurance options to help Ontario residents ensure they have adequate health coverage. We offer Prism health and dental insurance programs as well as products from other leading insurance companies such as Manulife (FlexCare®/FollowMe™/Association) and Group Medical Services (GMS). As an independent broker, SBIS strives to provide you with the best type of coverage for your needs. Our insurance products can help you fill gaps in your provincial coverage so you can rest assured you have the most comprehensive health insurance benefits available in Ontario.

Our Ontario health insurance coverage is ideal for

  • Students, retirees and others who have lost or do not qualify for group coverage
  • Entrepreneurs and small business owners who desire comprehensive coverage
  • Any individual who would like to enjoy the financial security that health insurance coverage offers


SBIS has the exclusive right to offer Prism programs through our partnership with Green Shield Canada nationwide – excluding QC. The Green Shield insurance plans come in three flexible options: Prism Spectra®, Prism Precision® and Prism Continuum®.

With the Prism programs, you can select a coverage option based on your specific budget and requirements. These programs give you access to everything from prescription drugs to specialists and semi-private or private hospital accommodation. Our plans also include ambulance transportation, home support services, medical items, travel emergency services and much more.

Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a practical alternative for health and dental coverage for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.


We also work with Manulife to bring you the flexibility of the Flexcare®, FollowMe™ and Association Plan product lines for your Ontario health insurance coverage needs. These plans are a good choice for those who need customizable benefits.

You can select a coverage option based on your specific budget and requirements. These programs give you access to everything from prescription drugs to specialists and semi-private hospital accommodation. Our plans also include ambulance transportation, home support services, medical items and travel emergency services.

Manulife Flexcare®

  • Array of health and dental insurance plans to choose from, including some guaranteed acceptance that are available without a medical exam
  • Plans with customizable add-ons that allow you to choose exactly the right insurance for your needs

Manulife FollowMe™

  • For those coming off a group benefits plan, FollowMe™ provides guaranteed acceptance, as long as you apply for coverage within 90 days of losing your group benefits

Manulife Guaranteed Issue Enhanced Plan

  • No needles, no nurses, no questions — your acceptance is guaranteed at time of application even if you have a pre-existing condition.

Manulife Association

  • Four health and dental options
  • Increasing coverage levels for prescription drugs, dental care, vision care, hospital coverage, Extended Health Care, Accidental Death & Dismemberment and travel.

Please click on each Manulife® tab below to see the different plan details and rates


Discover GMS health insurance plans that cover the everyday healthcare you want and the medical emergencies healthcare you need.

GMS Personal Health

  • Choose GMS BasicPlan, ExtendaPlan® or OmniPlan® to be part of your wellness plan and fit your lifestyle
  • You can add travel emergency medical coverage, dental, drug, and hospital cash benefits to any GMS Personal Health plan to get coverage for what you need.

GMS Replacement Health

  • There are no medical questions and acceptance is guaranteed when you leave a group plan to strike out on your own or when you retire
  • Choose from EssentialPlan, ChoicePlan and PremierPlan bundle coverage for prescription drugs, eyeglasses and contact lenses, dental care, travel and more.

Please click on each GMS tab below to see the different plan details and rates

Why Select SBIS?

SBIS is the leading agency for individual health insurance plans in Ontario and throughout Canada. It’s the perfect partner for Ontario residents who want to enhance their health coverage—and gain greater peace of mind about their future. You can count on our

  • Experience and Longevity: A leader in the field of health insurance, we have been operating in Canada for over 25 years and we use that expertise to its full benefit for you.
  • Affordable Options: As a long-standing partner of Green Shield Canada and Manulife Financial, we offer affordable, high-quality Prism and other health insurance plans.
  • Personalized Service: We know that shopping for insurance can be a challenge. That’s why we take all the time necessary to help you identify the best options for your individual needs.

Learn more about how SBIS can help maximize your Ontario health insurance coverage. Request a no-obligation quote or free information package today.

clients' testimonials

Thank you Kasia for your diligence in notifying me upon approval of my application. I will as stated, out of courtesy, notify Great West Life, that I will not be proceeding with the application with them. I am pleased, as Green Shield was my first choice.


This kind of service keeps your clients coming back to you when they need to purchase any kind of insurance. Thank you for suggesting Destination Travel Insurance.

Cely T

Thank you for your help and for sending me the policy. Please feel free to forward my response to your supervisor. I appreciate that you understood my requirements, did the research quickly, and responded promptly and always in a courteous and friendly manner.

Leslie R

Just a quick note to say “thanks” for your help this morning. It certainly is nice to deal with such a professional company. You were super!!!!


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Get in Touch!

    We’re here to help

    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

    Business hours

    Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

    Head Office:
    Special Benefits Insurance Services
    20 Toronto Street, Suite 860, Toronto, ON, M5C 2B8

    North East Branch:
    Special Benefits Insurance Services
    3091 Chandler Dr, Port Perry, ON, L9L 1B6