SBIS helps Ontario residents compare and buy health, dental, travel, visitor, and student insurance plans from Canada’s top carriers – at regulated rates, with no broker fees, ever.
No obligation. No markups. Compare plans in minutes.
30+ Years in Ontario
Regulated Rates Only
Compare in One Place
Mon–Fri, 8:45AM–4:45PM ET
From health and dental to travel, visitor, and student insurance, SBIS is your trusted Ontario insurance broker. We help individuals, families, newcomers, and students find affordable coverage from leading Canadian insurance providers. Compare plans, understand your options, and secure the protection you need with expert guidance and regulated pricing.
OHIP leaves significant gaps. Private health insurance in Ontario covers prescription drugs, paramedical care, vision, and more for individuals and families without group benefits.
Protect your smile with Ontario dental insurance plans that cover routine checkups, cleanings, fillings, major dental procedures, and orthodontic treatments. Compare trusted coverage options from Canada’s leading insurance providers.
Travel with confidence wherever you go. Our travel insurance plans provide travel medical insurance coverage, trip interruption protection, and travel assistance for Ontario residents taking single trips, annual vacations, or extended stays abroad.
International students in Ontario need health coverage. Compare student insurance plans that meet IRCC requirements and cover emergency medical expenses.
Visiting parents, tourists, and returning Canadians are not covered by OHIP. Find affordable visitors insurance for Ontario stays, including Super Visa plans.
Ontario’s provincial health plan (OHIP) covers hospital visits and doctor’s fees, but leaves many gaps that can result in large out-of-pocket costs. Private health insurance in Ontario bridges those gaps so unexpected expenses don’t become a financial burden.
As an independent insurance broker in Ontario, SBIS compares health insurance quotes from Manulife, GreenShield Canada, GMS and other carriers – so you get the best plan at a regulated, never-marked-up rate.
Dental costs in Ontario can be substantial – a single crown can run $1,500 to $2,000 out of pocket. With a dental insurance plan from SBIS, you get coverage for routine checkups, restorations, and major dental work at a monthly premium that fits your budget.
We compare dental insurance plans in Ontario from GreenShield Canada, Manulife, and GMS so you can choose the right tier of coverage without guesswork or sales pressure.
OHIP provides minimal to zero reimbursement for medical care outside Canada. One emergency hospitalization in the United States can cost $50,000 or more. Travel medical insurance protects Ontario residents from that financial risk.
SBIS compares travel insurance quotes for Ontario residents through TuGo, Destination Travel Group, GMS, and other trusted Canadian carriers – single-trip, annual multi-trip, and extended travel plans for snowbirds.
GreenShield Canada is one of Ontario’s most trusted providers of health and dental insurance. As an authorized broker SBIS, you get the same Green Shield plans at the same regulated rates – with added guidance choosing the right option. Enjoy the same regulated rates available directly from the insurer, with the added benefit of expert guidance and personalized support.
Whether you’re looking for comprehensive health protection, enhanced dental benefits, or a standalone dental plan, GreenShield offers flexible solutions designed to provide valuable coverage and peace of mind.
Health + Dental Combo
Gauranteed Issue Coverage if leaving a Group Plan
Standalone Dental Plan
International students and visitors to Ontario often require private health insurance to ensure they have access to medical care during their stay. Since many newcomers, students, and temporary residents are not covered under provincial healthcare programs, having the right insurance plan is essential for financial protection and peace of mind.
SBIS helps students, visitors, and families compare affordable insurance plans from trusted providers across Canada. Whether you’re arriving to study, visit family, or apply for a Super Visa, we make it easy to find coverage that meets your requirements and budget.
If you’re planning an extended stay outside Canada, standard travel insurance may not provide the coverage you need. Long-term travel insurance is designed for Ontario residents, snowbirds, retirees, and frequent travelers who spend weeks or months abroad, offering comprehensive protection throughout their journey.
SBIS helps compare long-stay travel insurance plans from leading Canadian providers, ensuring you receive reliable coverage for medical emergencies, hospitalization, and unexpected travel disruptions while away from home.
For more than three decades, Special Benefits Insurance Services (SBIS) has helped Ontario residents find affordable, reliable insurance coverage tailored to their unique needs. As an independent insurance broker, we focus on providing expert guidance, transparent pricing, and personalized service to help individuals and families make informed insurance decisions.
Whether you’re looking for health, dental, travel, visitor, or student insurance, our experienced team works with leading Canadian insurers to find the coverage that best fits your lifestyle and budget.
Unlike captive agents who represent a single insurance company, SBIS works with multiple trusted insurance providers. This allows us to compare coverage options objectively and recommend plans based solely on your needs, budget, and priorities.
Insurance premiums for health, dental, and travel coverage are regulated by insurance providers. When you purchase through SBIS, you pay the same price you would directly with the insurer while benefiting from professional advice and ongoing support at no additional cost.
With over 30 years of experience helping Ontario residents, we understand the province’s healthcare system, insurance requirements, and coverage gaps. Our team provides practical advice to help individuals, families, students, visitors, and retirees secure the protection they need with confidence.
OHIP covers medically necessary hospital stays, physician services, and some diagnostic tests — but it does not cover prescription drugs (except under age 25 and 65+), dental care, vision care, physiotherapy, chiropractic, hearing aids, ambulance fees, or private hospital rooms. Private health insurance in Ontario fills these gaps.
Yes. Individual health insurance plans in Ontario are available to self-employed people, retirees, contract workers, students, and anyone without group benefits. SBIS specializes in individual and family plans from Manulife, GreenShield Canada, GMS and other carriers.
Super Visa requirements include a minimum $100,000 of health, hospitalization, and repatriation coverage, valid for at least one year and purchased from a Canadian insurance company. SBIS compares Super Visa insurance options from multiple Ontario carriers so you meet government requirements at the best available rate.
Absolutely. OHIP provides minimal to zero reimbursement for out-of-country medical care. A hospital stay in the United States can cost $10,000–$50,000 or more per day. Long-term and extended travel insurance Ontario plans from SBIS are specifically designed for snowbirds spending extended time outside Canada.
Use the quote form on this page, visit sbis.ca/quote, or call us at 1-800-667-0429 Monday–Friday, 8:45AM–4:45PM ET. Our Ontario insurance advisors will compare plans across carriers and explain the differences clearly before you make any commitment.
Get a free, no-obligation insurance quote from SBIS and compare health, dental, travel, visitor, and student insurance plans from Canada’s leading providers. Our experienced advisors help you understand your options, compare coverage side by side, and choose the plan that best fits your needs and budget.
With regulated pricing, personalized guidance, and access to multiple insurance carriers, finding the right coverage has never been easier. Start your comparison today and enjoy expert support at no additional cost.
SBIS proudly serves individuals, families, and businesses throughout Ontario with access to health, dental, travel, visitor, and student insurance solutions. No matter where you live in the province, our experienced advisors can help you compare plans, understand your coverage options, and find insurance that fits your needs and budget.
Most Canadians overpay or stay under‑insured simply because comparing plans feels overwhelming. Get professional advice completely free from an SBIS advisor, who will compare leading health, dental, and travel plans and help you find coverage that fits your life and budget with no obligation to buy.