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Resources

To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.

Travel Insurance For Grandparents Traveling With Grandchildren

Planning a special trip with your grandchildren can be one of the best lifetime experiences. With children, anything can happen. That’s why pre-planning and buying travel insurance is a smart move when [+]

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Quick! Answer This Question: What Is Health Insurance?

When it comes to a simple answer to the question of health insurance in Canada, it isn’t quite simple. But here is what you need to know to make sure an unexpected [+]

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Get To Know Exclusive GSC PRISM Health and Dental Plans

Our name is Special Benefits Insurance Services (SBIS) and just one of the things that set us apart from all the other online insurance offerings is that we and our registered brokers [+]

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Excited To Re-Open? Don’t Forget Health Insurance For Your Employees

For most small business owners, a long-term mindset and careful cash-flow management helps make your business resilient and responsive. When challenges arise, it takes patience. But transformation often happens with a focus [+]

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Depending on Millennial and Gen-Z Workers? Grab a Health Insurance Strategy

To help form part of a plan for tomorrow, today’s young workers need a health insurance strategy to take care of their current and future healthcare needs. That’s vital to you as [+]

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Do You Dread Allergy Season? Health Insurance Can Help Come To The Rescue.

If you dread allergy season you are not alone – as many as 25% of Canadians suffer from seasonal allergies. For millions of Canadian allergy sufferers, it seems like it’s always allergy [+]

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Does Your Health Insurance Cover Medical Equipment?

Did you know that your government health coverage doesn’t usually cover the cost of medical support equipment you may need if you have an accident or illness? If you do qualify for [+]

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Travelling Between Provinces This Summer? Stay Protected With Travel Insurance

Are ready to explore the amazing and beautiful feast for the senses that our country has to offer? Whether it’s visiting our magnificent national parks, a do-it-yourself tour of one of our [+]

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The DIY Dental Check Up

Have you ever wondered if there is something more you can do between dental visits to take better care of your oral health, so you can postpone a visit to the dentist? [+]

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Know What OHIP Does and Doesn’t Cover When You Are Out of Canada

In 2020, Ontario’s Ministry of Health reinstated OHIP coverage for out-of-country emergency hospital, health facility and doctor services. Even so, the Ontario government recommends that you buy travel health insurance coverage in [+]

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When Should I Buy My Health Insurance?

You know it’s important to take care of your health. That’s why you exercise and eat healthy and make sure you get a solid night’s sleep. Nothing is going to stop you [+]

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What You Need to Know About Diabetes and Health Insurance

According to the 2019 Diabetes Canada Cost Model, one in three Canadians has diabetes or pre-diabetes and the numbers continue to rise. Even so, fewer than half of us can identify even [+]

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How to Decide If Your Small Business Should Offer Health Benefits

Your provincial insurance plan may pay for medically necessary care, but it doesn’t cover numerous other services that can threaten your or your employees’ health, ultimately affecting your company’s bottom line. For [+]

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Three Things You Need To Know About Divorce And Your Health Insurance

When major life events like a pandemic test our emotional and mental well-being and our marriages, sometimes the result is the end of our relationships. Why? It may be that spending too [+]

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How to Offer Employee Assistance with a Small Group Health Plan

When you’re a small business owner, your time is valuable. To simplify the selection and reduce the cost of your group benefits package, at SBIS we offer GMS Group Advantage, a health [+]

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Health Insurance for Canadian Retirees

While employed full-time, many Canadians are in the fortunate position of having company-provided health and dental insurance to help offset the costs of these services that fall outside the provincial and territorial [+]

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Rising Costs are a Significant Barrier to Dental Care

The Wage and Coverage Gap It seems those least able to pay for dental treatment out-of-pocket are also those who are least likely to have private health and dental insurance. In fact, [+]

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The Dark Side of Going without Dental Insurance

In an effort to avoid financial ruin, some Canadian families who are without health and dental insurance are taking great risks to get the dental treatment they need without the steep costs. [+]

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The Importance of Dental Care for Seniors

Most provincial health insurance plans offer some extended prescription drug coverage for senior citizens and residents on social assistance, however this coverage still does not include coverage for dental care in most [+]

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Dental Insurance and Out-of-Pocket Expenses

Trends in Out-of-Pocket Health Care Expenses Statistics Canada researches and reports on virtually everything that affects Canadians, from consumer spending to out-of-pocket healthcare expenditures. According to a Statistics Canada report, Canadians are [+]

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Choose the Right Dental Insurance Coverage

Of course, understanding the importance of insurance has little bearing on one’s ability to pay for coverage. If you are struggling with the decision to buy dental insurance coverage, consider this: How will [+]

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Economic Implications of Dental Health Care

It is widely accepted that good oral health is an important component of one’s overall health maintenance. Fortunately, there is an array of private dental insurance options available to address this gap [+]

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Why You Need Dental Insurance

But dental care is expensive, and many Canadian residents don’t have dental insurance. According to data collected by Statistics Canada from March 2007 to February 2009, 32 percent of Canadians have no [+]

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Four Steps to Choosing a Dental Insurance Quote

How Much is the Quote? Look at the quotes you’ve received for each plan.  The plan with the lowest quote will cost you the least amount of money, right?  Not so fast.  [+]

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Taking a ski trip? Pack your Medical Travel Insurance!

When you are away from home — out of province or out of the country — your provincial medical coverage doesn’t pay for your healthcare expenses. That is why it’s vital to [+]

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Does my travel insurance cover me if I’m pregnant?

When it comes to purchasing travel insurance in Canada, there is a lot we take for granted! But for pregnant travellers, this is a special time that can have special risks. Whether [+]

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Can I top up my travel insurance after I leave for my trip?

Many seasoned travellers start with a multi-trip plan It can be cost effective to purchase an annual (otherwise known as a multi-trip) travel medical plan that allows for multiple trips up to [+]

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What Travel Documents Do You Need?

If something happens, you’ll want to call your travel assistance services hotline. While you can certainly carry just the hotline phone number and policy number (usually on your handy wallet card) you [+]

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Travel Health Insurance Makes Sense For Short Cross-Border Trips

Usually, these short journeys are in search of shopping deals south of the border. Whether it’s in search of new clothes, a new mobile device, gasoline or even larger expenditures such as [+]

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Tips For Managing Your Travel Insurance Claim

First, call the doctor If you or your family member has an illness that prevents you from going on your trip you will need proof from a doctor — advising you that [+]

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Free Look Gives You 100% Confidence In Your Travel Insurance Plan

Imagine all the reasons your trip may go a little off course: you have elderly parents and will need to return home quickly to care for them your destination has an unexpected [+]

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What Are Your 6 Top Factors For Choosing Travel Medical Insurance?

In 2018, the Canadian Association of Financial Institutions (CAFII) surveyed over 1,200 travel medical insurance buyers, asking what factors affected their choice of travel medical insurance. Here are the findings. Factor #1: [+]

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Maintaining Healthy Habits in Winter

Winter Health Habits There are a lot of things you can do to keep up healthy habits all year long. Here are a few of our favourites: Keep eating your fruits and [+]

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Options to Replace Lost or Damaged Teeth

Types of Replacement Teeth Dentures, crowns, bridges and onlays – all of these are options to replace lost teeth. But what exactly is the difference between them, and why would your dentist [+]

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Travel Insurance for Seniors

Pre-Existing Conditions At any time in your life, travel medical insurance is a must. This is especially true when you are managing an ongoing health condition. It’s true that you may have [+]

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What is a Pollen Vortex?

At least now we know why we’re suffering so much this year. Hot on the heels of the polar vortex, climatologists have a theory about the “pollen vortex” in our midst. Pollen [+]

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Oral Health Care and Serious Health Conditions

The following are some examples of health conditions that can change your dental health needs. It is by no means a complete list. For more information about the implications of managing a [+]

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Breaking Bad Dental Habits

Stop Drinking Your Calories Most people know that a Frappuccino has more calories than anybody should be ingesting in a single sitting, but did you also know that it has more than [+]

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Summer Fun and the Emergency Room

Always Use Recommended Safety Equipment These days all the cool kids are wearing helmets for cycling, skateboarding and riding on scooters. They’re also wearing life jackets when riding on a boat or [+]

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What is Involved in Basic Dental Care?

General Maintenance Every six to nine months, depending on your care needs and your insurance coverage details, cleaning and polishing of your teeth is recommended. At regular intervals you should also have [+]

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