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Resources

To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.

If you have Diabetes you need Dental Insurance For Good Oral Health

Diabetes is a disease that doesn’t discriminate between age, gender or race, and effects about 1 in 10 Canadians. If you have pre-diabetes or diabetes, you need to take special precautions around [+]

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What Is The Cost Of (Not Having) Health Insurance For Your Small Business?

The pressure to offer higher wages due to labour shortages is felt by many entrepreneurs. According to the September 2021 Business Development Bank of Canada (BDC.ca) study, the pressure of labour shortages [+]

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Are You A Single Parent? Tips On Choosing And Using Health Insurance

If you are like 1.8M other Canadians¹, you know that being a single parent of one child or several children can be stressful, and that can take a toll on your health. [+]

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Offboarding Employees — Best Practices on Helping Them Obtain Health Insurance

Does your employee offboarding process to formally disengage an employee when they are terminated, resign, or retire include a health insurance transition option? Employee offboarding is an essential stage of the employee [+]

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Did You Know That The Health Insurance You Depend On May Retire When You Do?

When transitioning into retirement protect yourself against costly medical expenses.  Your prescription drugs, glasses and dental bills may not be covered by your government health insurance plan and these costs can quickly [+]

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The Top Three Health Insurance Features You Need For Your Active Lifestyle

Sometimes we lead an active lifestyle because our work demands it. Sometimes we choose that lifestyle because it: Makes us feel happier Getting active releases endorphins that produce positive feelings and reduce [+]

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Don’t Worry — Travel Insurance Can Cover You If Your Health Has Changed

A standard emergency medical travel insurance policy will include coverage for pre-existing medical conditions — provided you meet the insurer’s stability requirements. What does that mean? That means it is important to [+]

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Dental Checkups – Why You Should Go and How Dental Insurance Helps

When we think about our health, what do we usually think about right away? Our cardio-respiratory systems? Our allergies or our weight? We tend to forget about our teeth and gums. It’s [+]

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On The Move To Work Remotely? Pack Some Health Insurance

Sometimes we become all too aware of how impossible it is to switch off technology and life can feel unbalanced. The reverse of this ‘connected’ life experience is that technology at the [+]

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What Is The Most Valuable Component of Your Health Insurance?

It’s hard to think about health insurance without talking about COVID-19.  Sometimes it seems hard to think about anything without considering the effects of the pandemic game-changer.  It has sped up changes [+]

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How To Transform Employee Health Benefits

Costs remain a big concern in employee benefit plan design. Is your our organization torn between offering an innovative health benefit plan and affordability? It is a struggle to offer a generous [+]

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Which Prescription Drugs are Covered by Health Insurance Plans?

When it comes to threats to our health, many diseases are communicable, while others can be spontaneous, environmental, or genetic. Some ailments can be cured with rest and minimal intervention, but others [+]

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Manulife Makes Virtual Medical Consultations Free and Easy with Akira

Consumer confidence and the use of virtual healthcare is skyrocketing, and many Canadians are coming to prefer virtual services whenever possible. Virtual care has moved from progressive to mainstream because of the [+]

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The DIY Dental Check Up

Have you ever wondered if there is something more you can do between dental visits to take better care of your oral health, so you can postpone a visit to the dentist? [+]

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Know What OHIP Does and Doesn’t Cover When You Are Out of Canada

In 2020, Ontario’s Ministry of Health reinstated OHIP coverage for out-of-country emergency hospital, health facility and doctor services. Even so, the Ontario government recommends that you buy travel health insurance coverage in [+]

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When Should I Buy My Health Insurance?

You know it’s important to take care of your health. That’s why you exercise and eat healthy and make sure you get a solid night’s sleep. Nothing is going to stop you [+]

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Student Dental Insurance – Three Reasons You Need a Plan

Preventative Maintenance No matter how diligently you brush and floss at home, regular trips to the dentist are critical to maintaining a happy and healthy smile throughout your life.  Dental insurance gives [+]

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Purchasing Dental Insurance: Four Questions to Ask

What Services Are Covered? Dental insurance helps reduce your out-of-pocket expenses by paying for a portion of the cost associated with covered services.  But only some services may be covered in full.  [+]

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Who Needs to Purchase Dental Insurance?

A Canada dental insurance plan can give you and your family access to the care you need when you need it and protect your finances.  If you’re wondering whether buying a plan [+]

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Buying Dental Insurance

It doesn’t have to be that way.  A Canada dental insurance plan can help reduce your out-of-pocket expenses, making routine dental care affordable.  But buying dental insurance may seem overwhelming if you [+]

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Dental Insurance for Seniors

Our bodies slow down, our vision begins to fade, and more notably, our teeth change as well. Almost suddenly, we find ourselves looking in the mirror realizing that we need to take [+]

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Cost of Dental Insurance

Premiums The premium is the cost most people think of first when they think about buying dental insurance.  It is the amount you pay every month to maintain your coverage.  Premiums vary [+]

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Individual Dental Insurance

Benefits of Dental Insurance Although purchasing dental insurance may not seem necessary, it can help protect your health as well as your finances. No matter how diligently you brush and floss at [+]

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Retiree Dental Insurance

When you don’t keep your teeth clean and healthy, bacteria builds up in your mouth which can lead to tooth decay and gum disease. According to the Mayo Clinic in Minnesota, gum [+]

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Can I top up my travel insurance after I leave for my trip?

Many seasoned travellers start with a multi-trip plan It can be cost effective to purchase an annual (otherwise known as a multi-trip) travel medical plan that allows for multiple trips up to [+]

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What Travel Documents Do You Need?

If something happens, you’ll want to call your travel assistance services hotline. While you can certainly carry just the hotline phone number and policy number (usually on your handy wallet card) you [+]

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Travel Health Insurance Makes Sense For Short Cross-Border Trips

Usually, these short journeys are in search of shopping deals south of the border. Whether it’s in search of new clothes, a new mobile device, gasoline or even larger expenditures such as [+]

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Tips For Managing Your Travel Insurance Claim

First, call the doctor If you or your family member has an illness that prevents you from going on your trip you will need proof from a doctor — advising you that [+]

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Free Look Gives You 100% Confidence In Your Travel Insurance Plan

Imagine all the reasons your trip may go a little off course: you have elderly parents and will need to return home quickly to care for them your destination has an unexpected [+]

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What Are Your 6 Top Factors For Choosing Travel Medical Insurance?

In 2018, the Canadian Association of Financial Institutions (CAFII) surveyed over 1,200 travel medical insurance buyers, asking what factors affected their choice of travel medical insurance. Here are the findings. Factor #1: [+]

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If A Drug I Was Taking is Recalled, Am I Considered Stable For Travel Insurance?

1. Understand how your travel insurance policy defines ‘stable’ for health-related developments Here are typical ways that an insurer will define the stability of your condition: There are no symptoms or signs [+]

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Discover What Canadians Think About Travel Medical Insurance

What do we love about travel medical insurance? Eight in ten Canadians love the value this important insurance provides when they are travelling out of their home province. Among those who purchased [+]

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Protected Families Have More Fun

Check local travel advisories It’s easy to forget when planning a trip that life in different countries and cultures isn’t always the same as it is here, and that the media doesn’t [+]

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New University Graduates Really Need Insurance

Many young Canadians have insurance coverage through their parents’ plans. They’re listed as dependent children and as such, are eligible for full coverage as long as Mom and Dad keep paying their [+]

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Dentures Are Not a Foregone Conclusion

While dentures have always been commonly needed by older people, these days more and more people are keeping their teeth, thanks to advancements in dentistry. But in case you ever find yourself [+]

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Make Sure March Break Doesn’t Break the Bank

Airlines Don’t Control the Weather Airlines don’t have any more control over the weather than you do! If your flight is significantly delayed because weather conditions make it unsafe to take off [+]

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Yes, Adults Still Get Cavities

Not so fast! While the softer teeth of young children are more susceptible to cavities, a 2009 Health Canada study revealed that 96% of Canadian adults have at least one coronal cavity. [+]

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Completing Travel Insurance Forms? Avoid These Mistakes!

You can be forgiven for spending your time searching for last minute travel deals, eagerly hoping to get out of dodge for a week or two. If you are planning a winter [+]

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Make Good Dental Health a New Year’s Resolution

An Ounce of Prevention While most people admit to enjoying “fresh from the dentist” clean teeth, few enjoy the time they spent in the dentist’s chair to get that feeling. But a [+]

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Snow Removal is a Pain in the Back!

Getting treatment for a snow-related injury is a fantastic idea, but it’s best to prevent those injuries in the first place by using safe shoveling techniques. Use an ergonomic shovel: An ergonomic [+]

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