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Although all legal Canadian residents have access to Canada health insurance through the government system, many services are not covered under the provincial plans.  Because of this, many Canadian residents purchase supplemental insurance to fill in the gaps and ensure they have adequate coverage for routine and emergency medical care.  Supplemental insurance can protect you and your family from the financial impact of an unexpected illness or injury, but choosing the right plan isn't always easy.  Here's what you need to know before you purchase a Canadian health insurance plan.