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Saskatchewan Health Insurance

Choose from multiple coverage options in two minutes or less.

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1. Do you want a health or travel insurance quote?

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2. Would you like a Manulife Flexcare / FollowMe or Association quote?

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. Tell us about your family. Who needs coverage?

*Note: children are defined as under 21, living in the same household as their parents.

. Insurance rates vary based on your province or territory of residence. Where do you live?

. What kind of coverage are you interested in learning more about?

. Are you interested in semi-private or private hospital accomodations?

. How about benefits through your workplace? Do any of the following apply?

. To provide an accurate quote, we need a ballpark on your age. Are you:

. Are you (or anyone in your family) currently taking any prescription medications?

. How many medications are you or your family currently taking?

. Are you willing to accept an exclusion for the prescription drugs you’re currently taking?

. Would you like us to email a copy of this free, no-obligation quote to you?

Yes, please!

. This is what we know about you. Is all of the information correct?

Coverage for:
You live in:
You'd like to learn about:
Hospital accomodations:
Benefits through workspace:
You are years old
Any prescription medications?
How many medications?
Willing to accept an exclusion?
Get email copy?

Understanding Health Insurance in Saskatchewan

Every year, the government cuts services covered by the Saskatchewan Provincial Health Insurance plan, making residents responsible for paying more of the bill. A supplemental health insurance plan from Special Benefits Insurance Services can help fill the gaps left by the government plan. Additional coverage from our Saskatchewan Health Insurance Plans will limit your out-of-pocket expenses and protect your bottom line.

A single injury or illness can have a devastating impact on your bottom line. Gain peace of mind and the financial protection you need with a health insurance plan from SBIS. With suitable coverage, you can rest assured that you and your family will have access to the care you need without breaking the bank.

Looking for health insurance in Saskatchewan can be overwhelming. There are a variety of factors to think about. You must review the plans to learn what is covered and not covered, decide what amount of coverage is right for you and your family, and determine how much you can afford to pay.

SBIS has been helping Saskatchewan residents find the health insurance plan that’s right for them for more than 25 years. We will save you time and reduce your anxiety by helping you navigate the insurance application process.

When you work with SBIS, you get

  • Access to quality insurance plans
  • Affordable solutions offering varying levels of coverage to meet your needs and different price points to fit your budget
  • Personalized service from knowledgeable insurance representatives trained to help you assess your needs and select the plan that is right for you

To speak with a representative, call Monday through Friday, 8:45 a.m. – 4:45 p.m. ET. A representative is available to answer your questions and guide you through the buying process.

Saskatchewan Health Insurance Plans from SBIS

We provide a wide range of health insurance plans that supplement provincial coverage. Our plans are designed for individuals who are coming off a group plan or do not have access to group coverage. Our Saskatchewan Health Insurance Plans are ideal for anyone who wants to enhance their health insurance coverage, including

  • Retirees
  • Students or overage dependents
  • Part-time employees
  • Contract workers
  • Self-employed workers
  • Surviving spouses and divorcees

Saskatchewan residents can choose products from Green Shield Canada, including the Prism Spectra®, Prism Precision® and Prism Continuum® health plans. We also work with Manulife to offer the choice and flexibility of the Flexcare®, FollowMe™ and Association Plans. Or consider a Personal or Replacement Health plan from GMS.

These plan options allow you access to broader coverage than the government provincial plan, and some provide guaranteed acceptance even if you have a pre-existing condition.

Get Access to Additional Products and Services

Most provincial plans offer basic coverage for a handful of medical expenses. Additional treatments are either covered in part or not at all. If you need a treatment that is not covered under your provincial plan, you will be required to pay the full cost unless you have additional insurance. Individual health insurance plans help defray your out-of-pocket costs by paying for products and services not covered by your provincial plan, which include

  • Eye exams, eyeglasses, contact lenses
  • Dental care
  • Prescription drugs
  • Ambulance transportation
  • Hearing aids
  • Home support services
  • Medical items
  • Travel insurance
  • Semi-Private or Private Hospital accommodations
  • Treatment by registered therapists, including chiropractors, foot care specialists, naturopaths, osteopaths, physiotherapists, massage therapists, speech therapists, acupuncturists and more


We have a partnership with Green Shield Canada to exclusively offer the Prism Spectra®, Prism Precision®, and Prism Continuum® plans for a flexible, affordable health insurance plan that suits your needs and your budget.

Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a practical alternative for health and dental coverage for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.


We are also pleased to offer insurance options from Manulife in Saskatchewan, including the Flexcare®, FollowMe™ and Association programs. With this suite of products, you can select options to add to your insurance plan to ensure you’re getting exactly the coverage you want for your specific needs.

Manulife Flexcare®

  • An array of health and dental insurance plans to choose from, including some guaranteed acceptance that are available without a medical exam
  • Plans with customizable add-ons that allow you to choose exactly the right insurance for your needs

Manulife FollowMe™

  • For those coming off a group benefits plan, FollowMe™ provides guaranteed acceptance, as long as you apply for coverage within 90 days of losing your group benefits

Manulife Guaranteed Issue Enhanced Plan

  • No needles, no nurses, no questions — your acceptance is guaranteed at time of application even if you have a pre-existing condition.

Manulife Association

  • Four health and dental options Increasing coverage levels for prescription drugs, dental care, vision care, hospital coverage, Emergency Health Services, Accidental Death & Dismemberment and travel.

Please click on each Manulife® tab below to see the different plan details and rates


Based in Regina, Saskatchewan, GMS is a proud health insurance provider working to protect you against out-of-pocket healthcare costs and support wellness for you and your family. GMS health insurance plans complement your lifestyle and provide protection for everyday health needs and medical emergencies. And you can save money with the added bonus of receiving discount options to help make your benefit coverage go even farther!

Since 2014, GMS has

  • helped generate more than $3 million to upgrade critical equipment for trauma care teams in Regina hospitals
  • donated a state-of-the-art digital electrocardiogram testing file management and storage system at the GMS Cardiac Rhythm Device Clinic at Regina’s General Hospital
  • allowed for facility improvements to enhance patient comfort
  • proudly sponsored support for pediatric services

GMS Personal Health

GMS understands what Saskatchewanians want. Get coverage for paramedical services with a GMS Personal Health plan. Add dental, drug and hospital cash benefits to any plan to get coverage for what you need. Each GMS Personal Health plan is designed to fit your lifestyle and be part of your wellness plan. Plus,emergency travel benefits are automatically included in your ExtendaPlan® or OmniPlan®.

GMS Replacement Health

Are you ready to live a different way, by retiring or working for yourself? GMS Replacement Health Coverage plans offer guaranteed acceptance and no medical questions. Select the plan that suits your needs and bundle up to include coverage for prescription drugs, glasses and contacts, dental care, travel and more.

Please click on each GMS tab below to see the different plan details and rates

Contact us today to get started on the right plan for your health insurance in Saskatchewan.

clients' testimonials

We have always appreciated the services we have received from Green Shield and your personal help has been amazing. Thank you so much for all you have done to help our family over the last year of transition.

Patty L

I’ve had the very real pleasure of working with the good people at Special Benefit Insurance Services (SBIS) for almost 2 decades. Their professionalism and commitment to high service standards, makes all the difference, when it comes to helping our mutual clients to be, simply and consistently, “very happy” customers.

Don M

I just wanted to send a compliment to Nicki for helping me today with a request for income tax receipt from 2013! What a superb service and pleasant approach in solving my problem. and so quickly and promptly done. Please extend my compliment and thank you to Nicki for the excellent service supplied.

Richard L

Whether it’s travel insurance, individual health and dental insurance plans, or any of the other products in their portfolio, I know that I can vest my trust and confidence in SBIS, because our clients will be well served and protected. SBIS has been and continues to be, a great partner to work with.

Don M

Our Partners

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Get in Touch!

    We’re here to help

    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

    Business hours

    Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

    Head Office:
    Special Benefits Insurance Services
    20 Toronto Street, Suite 860, Toronto, ON, M5C 2B8

    North East Branch:
    Special Benefits Insurance Services
    3091 Chandler Dr, Port Perry, ON, L9L 1B6