1-800-667-0429- Mon to Fri - 8:45AM to 4:45PM ET

Self-Employed Dental Insurance

Choose from multiple coverage options in two minutes or less.

Green Shield QuoteReady? Let's Go

1. Do you want a health or travel insurance quote?

Next question

2. Would you like a Manulife Flexcare / FollowMe or Association quote?

Apply now
GMS QuoteReady? Let's Go

. Tell us about your family. Who needs coverage?

*Note: children are defined as under 21, living in the same household as their parents.

. Insurance rates vary based on your province or territory of residence. Where do you live?

. What kind of coverage are you interested in learning more about?

. Are you interested in semi-private or private hospital accomodations?

. How about benefits through your workplace? Do any of the following apply?

. To provide an accurate quote, we need a ballpark on your age. Are you:

. Are you (or anyone in your family) currently taking any prescription medications?

. How many medications are you or your family currently taking?

. Are you willing to accept an exclusion for the prescription drugs you’re currently taking?

. Would you like us to email a copy of this free, no-obligation quote to you?

Yes, please!

. This is what we know about you. Is all of the information correct?

Coverage for:
You live in:
You'd like to learn about:
Hospital accomodations:
Benefits through workspace:
You are years old
Any prescription medications?
How many medications?
Willing to accept an exclusion?
Get email copy?

Dental Insurance Plans for Self-Employed Canadians

Being self-employed is difficult enough without having to worry about unexpected dental expenses. A self-employed dental insurance plan from Special Benefits Insurance Services is the solution. Our dental insurance options can provide the coverage you desperately need to maintain good dental health, while limiting out-of-pocket expenses. After all, without you, your business couldn’t exist. So purchasing dental insurance for yourself and your family is one of the best investments you can make.

SBIS has a number of dental insurance options available for entrepreneurs, independent professionals, contractors, commission-based workers or anyone who is not protected by group coverage. With a self-employed dental insurance plan, you can

  • Be better prepared to handle the costs of unexpected dental issues
  • Save money by shifting the out-of-pocket burden of dental costs to an insurance plan
  • Have greater peace of mind, knowing you have coverage for dental issues that may arise
  • Choose to have your business pay dental insurance premiums for any employees you may have

How We Can Help You

When you partner with SBIS for your dental insurance needs, you gain access to years of experience. We are industry leaders who have been selling insurance solutions since 1993. We offer a wide variety of dental insurance products designed to meet the unique needs of self-employed individuals who are not covered by a group plan.


SBIS is proud to be an exclusive partner to Green Shield Canada; this allows us to offer affordable and flexible Prism insurance programs nationwide – except QC. In addition, we are an independent broker, which means we sell self-employed dental insurance plans from other leading insurance providers. All of this adds up to one thing: SBIS has the experience, expertise and products to meet your individual needs.

Offered through Green Shield Canada, our Prism programs make it easy for self-employed individuals to fill in the insurance gap for services not covered by the government. There are three Prism programs available to meet your dental insurance needs: Prism Spectra®, Prism Precision® and Prism Continuum®—which guarantees coverage if you apply within 90 days of losing your group plan (for those who require prescription drugs).

Prism programs offer three levels of dental coverage for self-employed individuals and their families—Basic, Basic Comprehensive and Major Services. These options allow you to choose just the right amount of protection to ensure you and your family have the coverage you need. The more basic your requirements are, the lower your self-employed dental insurance premiums will be.

Basic Coverage is ideal if you only need preventative cleaning, routine exams and x-rays, and fillings and extractions, in addition to general anesthetics and certain services for children. Basic Comprehensive, which offers more extensive protection, provides coverage for periodontal treatment, endodontics/root canal therapy and denture-related care. If you are interested in a plan that includes the most complete level of protection, Major Services Coverage is the best choice. It offers access to dentures, standard crown restorations, orthodontics, standard bridges and standard repair or re-cementing of crowns (in your third benefit year).


Please click on each Prism® tab below to see the different plan details and rates

Prism Spectra ®
Prism Precision ®
Prism Continuum ®
The Prism Spectra program is another option if you are leaving a company group plan or don’t currently have health and dental coverage in place and are looking for comprehensive coverage complemented by high benefit maximums.
The Prism Precision program may be right for you if you are looking for a comprehensive dental plan. There are 2 dental options to choose from P3 and P4; both of which have varying dental maximums. Both of these plans also include coverages for services and treatments that are not covered by the government. No medical questionnaire required, and coverage is guaranteed, even for pre-existing conditions.
The Prism Continuum program may be your best solution if you, your spouse, or your dependents are losing, or have lost your company group health benefits within the last 90 days and are looking for guaranteed coverage even with pre- existing conditions.


Through Manulife Financial, we offer Flexcare® DentalPlus™ and add-ons that allow self-employed Canadians to choose the coverage options they need for their specific health and dental insurance needs.

We also offer the FollowMe™ line, for those who apply within 90 days of losing group coverage (for those who require prescription drugs on a maintenance basis)

Manulife Association plans that provide the following coverage options:

  • Base Dental, which provides coverage for Basic Dental Services like cleaning, routine exams, and fillings.
  • Bronze Dental, to provide a higher level of coverage than the Base Dental plan
  • Silver Dental, which offers increased coverage, but comes with lower co-payments
  • Gold Dental, which includes all of the services in the Base Dental program, but also offers coverage for more frequent recall visits and dental prostheses like orthodontia and dentures

Please click on each Manulife® tab below to see the different plan details and rates


The “best” dental plans when you are self-employed vary from person to person or family to family. Consider a GMS Health Insurance Plan with added dental coverage for your current and future dental care needs.

GMS Personal Health Insurance: The high cost of healthcare can keep you from going to see the dentist because as a self-employed person, your income may be less regular than a salaried employee’s. But it’s difficult to budget for an unexpected dental bill costing hundreds of dollars. That’s why you can add dental coverage to all three GMS Personal Health Insurance plans.

GMS Replacement Health Insurance: If you enjoyed group benefits and have retired or just became self-employed, remember that you may need major dental work in the future. GMS Replacement Health plans offer “no medical questions asked” coverage and optional dental cost protection. Putting a plan in place helps you expect lower out-of-pocket expenses for high-cost dental procedures.

Please click on each GMS tab below to see the different plan details and rates

Contact us today for more information about how we can meet your self-employed dental insurance needs. Request a no-obligation self-employed dental insurance quote or free information package today!

clients' testimonials

Just a quick note to say “thanks” for your help this morning. It certainly is nice to deal with such a professional company. You were super!!!!


Whether it’s travel insurance, individual health and dental insurance plans, or any of the other products in their portfolio, I know that I can vest my trust and confidence in SBIS, because our clients will be well served and protected. SBIS has been and continues to be, a great partner to work with.

Don M

This kind of service keeps your clients coming back to you when they need to purchase any kind of insurance. Thank you for suggesting Destination Travel Insurance.

Cely T

I’ve had the very real pleasure of working with the good people at Special Benefit Insurance Services (SBIS) for almost 2 decades. Their professionalism and commitment to high service standards, makes all the difference, when it comes to helping our mutual clients to be, simply and consistently, “very happy” customers.

Don M

Our Partners

SBIS Partner
SBIS Partner
SBIS Partner

Get in Touch!

    We’re here to help

    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

    Business hours

    Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

    Head Office:
    Special Benefits Insurance Services
    20 Toronto Street, Suite 860, Toronto, ON, M5C 2B8

    North East Branch:
    Special Benefits Insurance Services
    3091 Chandler Dr, Port Perry, ON, L9L 1B6