BC’s Medical Services Plan does not travel with you. Outside the province it provides very limited reimbursement. Outside Canada it provides almost nothing. A single emergency hospitalization in the United States can cost $10,000 a day or more. Medical evacuation back to Canada can run into six figures.
Vancouver travel insurance through SBIS protects you against those costs before they happen. Whether you are heading to the US for a long weekend, cruising through the Mediterranean, or visiting family overseas, having the right coverage in place means a medical emergency does not become a financial disaster.
Travel insurance must be purchased before you leave your province or country. Leaving it until the last minute or skipping it entirely is a risk that simply is not worth taking, no matter how short or routine the trip seems.
No two trips are the same, and travelers’ insurance in Vancouver reflects that. SBIS offers plan structures built around how Vancouver residents actually travel, from quick cross-border day trips to extended international stays.
Your core options:
Choosing the right structure depends on how often you travel, where you are going, and how much of the trip cost you want protected beyond emergency medical.
The travel insurance market is crowded and the fine print matters. Policies vary significantly in what they cover, how pre-existing conditions are handled, and how claims are processed. SBIS simplifies the decision by comparing plans from Manulife Financial, Destination Travel Group, TuGo, and Tour Med side by side.
As an independent broker, SBIS has no incentive to push one carrier over another. Their only goal is finding the plan that genuinely fits your travel habits and health profile.
GreenShield’s Prism health plans include emergency travel coverage as a built-in benefit, making them a strong foundation for Vancouver residents who want year-round health and travel protection under a single plan. Prism plans cover emergency medical expenses incurred while traveling outside BC or outside Canada, including hospitalization, physician services, and prescription drugs required during an emergency.
Manulife Financial is one of Canada’s most recognized travel insurance providers and offers a full range of emergency medical and all-inclusive travel plans. Vancouver residents can purchase single trip or annual multi-trip coverage directly online through SBIS, with plans that cover hospitalization, physician services, diagnostic tests, surgery, prescription drugs during a covered emergency, and medical evacuation when necessary.
Manulife all-inclusive plans extend that protection to trip cancellation and interruption, baggage loss and delay, and flight accident coverage. For Vancouver travelers who invest significantly in their trips, all-inclusive coverage protects that investment from the moment of booking.
Beyond Manulife, SBIS works with additional carriers to ensure Vancouver residents always have access to competitive travel insurance in Vancouver, BC with options at different price points and coverage levels.
Destination Travel Group specializes in travel health insurance for Canadians abroad, with comprehensive emergency medical plans and all-inclusive options well-suited to international trips and cruises. TuGo is a Canadian travel insurer known for flexible emergency medical coverage and straightforward claims. Tour Med rounds out the SBIS portfolio with additional travel medical protection for Vancouver residents comparing plans across carriers.
Emergency medical coverage for one specific journey. Covers hospitalization, physician visits, diagnostic tests, prescription drugs during a covered emergency, and medical evacuation back to Canada.
One annual premium covers all departures within twelve months up to a set number of days per trip. The most cost-effective option for Vancouver residents who travel more than once a year.
Comprehensive emergency medical coverage for Canadians abroad with all-inclusive options that add trip cancellation, baggage protection, and flight accident insurance for complete trip coverage.
Flexible emergency medical coverage with straightforward claims processing. A strong option for frequent Vancouver travelers who want reliable protection at competitive rates across multiple destinations.
Extends existing annual travel coverage for trips that exceed your maximum covered days. Purchased at a daily rate before departure to fill the gap in your current plan.
Adds trip cancellation and interruption, baggage loss and delay, and flight accident coverage to emergency medical protection. The right choice when a significant financial investment is on the line.
Do not leave home without the right coverage in place. SBIS advisors are available Monday to Friday, 8:45 AM to 4:45 PM Eastern Time at 1-800-667-0429. You can also get a quote or request a free information package at sbis.ca at any time. Comparing travel insurance in Vancouver, BC from Canada’s top carriers takes minutes, and the right plan is always worth having before you board.
We help Vancouver travelers choose coverage that can pay for emergency hospitalization, physician services, prescription medication, and medical evacuation costs so unexpected medical situations abroad do not become overwhelming financially.
Yes. We offer single trip plans designed for occasional travelers who only need protection for one vacation, business trip, or family visit without paying for year-round annual travel coverage.
We compare plans based on your destination, travel frequency, trip length, age, and health history to help you find coverage that fits your travel habits without paying for unnecessary benefits or features.
Some plans include additional protection for trip cancellation, interruptions, baggage loss, baggage delays, and flight accidents. We help you review available options depending on how much financial protection you want for your trip.
Yes. We work with multiple Canadian insurers offering plans for seniors, including emergency medical coverage and flexible options that consider age, travel duration, destination, and existing health conditions before departure.
Medical emergencies in the United States can become extremely expensive very quickly. We help travelers secure coverage before departure so even short cross-border trips have protection against unexpected healthcare and emergency transportation costs.
Single trip plans cover one journey only, while annual multi-trip coverage protects multiple trips throughout the year. We help determine which option makes the most financial sense based on your travel frequency.
Yes. Coverage should be arranged before leaving your province or country. Waiting until after departure may limit eligibility and leave you exposed to emergency medical expenses during your trip.
We compare plans from multiple Canadian insurers side by side, explain important coverage details in plain language, and help you understand differences in benefits, exclusions, pricing, and claims processes before purchasing coverage.
Top-up coverage extends the number of travel days allowed under an existing annual plan. We help travelers add extra protection before departure when their trip exceeds their current coverage limits.
Most Canadians overpay or stay under‑insured simply because comparing plans feels overwhelming. Get professional advice completely free from an SBIS advisor, who will compare leading health, dental, and travel plans and help you find coverage that fits your life and budget with no obligation to buy.