Imagine this: You’ve planned your annual ‘snowbird’ trek to your home away from home, or you’ve booked your dream vacation south, but unexpected events like flight cancellations, medical emergencies, or lost luggage threaten to derail your plans. Get ready to reach for your travel insurance!
With travel insurance, you can rest easy knowing you’re covered for events that happen before you leave or those unexpected events that can happen while you are away. It provides financial protection and support, allowing you to focus on making memories and enjoying ‘summer’ weather in the dead of the Canadian winter rather than worrying about the “what-ifs.”
Travel insurance ensures you can enjoy your trip south to the fullest
Be protected before you leave with Trip Cancellation coverage
You can purchase travel insurance any time before the date of your departure, but it is best to purchase Trip Cancellation coverage as soon as possible after booking your trip. If you need to cancel your trip before your scheduled departure, trip cancellation insurance reimburses you for non-refundable, prepaid travel arrangements that can’t be recovered from another source. The insurance may also pay cancellation penalties that your provider may charge.
Why would you cancel your travels south? Perhaps your travel companion can’t come with you due to a death in their family, or someone in your family is terribly ill. These situations may over-turn your plans.
Want more information on what is and isn’t covered by Trip Cancellation Insurance? Read What Is and Isn’t Covered by Trip Interruption and Cancellation Insurance
Ensure you are covered with Trip Interruption insurance
Getting to your destination south is sometimes challenging, especially in the winter. If winter weather delays your flights, Trip Interruption travel insurance may be able to help. It may reimburse you for the reasonable cost of alternate transportation.
With Trip Interruption coverage you may be able to file a trip interruption claim if you miss at least 50% of the length of your trip due to a travel carrier delay or other covered reasons. Plus, your travel insurance does provide important protection for other costs you may incur, such as refunds for costs such as a hotel room, meals, and transportation in the event your vacation is interrupted. Your trip interruption coverage may also reimburse you for expenses incurred to get home.
There is always a chance you might need to leave your southern destination early due to a sudden family emergency. Trip Interruption travel insurance may help you get home quickly and without the worry of additional costs for a new flight.
Put Emergency Medical Travel Insurance in place
Injuries and illnesses can become expensive. If you have a serious health crisis, emergency travel medical insurance provides coverage for transport to the nearest appropriate medical facility equipped to handle your emergency
Remember, when you travel outside your home province or territory there are limits on how much your government health insurance plan will pay – and they only pay a very small portion of medical expenses incurred abroad. Costs that may not be covered include air and ground ambulance, emergency dental treatment and prescription drug expenses, and fees charged by hospitals or medical facilities.
Emergency medical travel insurance helps with these costs, so it makes sense to have it when you’re cruising. If you have a medical emergency and don’t have this coverage, you may be facing thousands or tens of thousands of dollars in out-of-pocket costs.
At SBIS we want you to be prepared when you travel
SBIS provides a wide range of resources so that you can be prepared when you travel, like these
- What do Snowbirds Need to Know About Travel Insurance? – Special Benefits Insurance Services (sbis.ca)
- Choosing To Cruise This Winter? Get Travel Insurance For A Safe Trip – Special Benefits Insurance Services (sbis.ca)
- Does travel insurance cover hurricanes? (sbis.ca)
- Do I Need Travel Insurance for a Destination Wedding? (sbis.ca)
- The Real-Life Travel Insurance COVID-19 Claim Stories You Need To Know – Special Benefits Insurance Services (sbis.ca)
Remember, a little preparation goes a long way
Secure your travel insurance today and embark on your winter getaway with peace of mind. Go online to SBIS to learn about how you can choose from multiple travel coverage options in minutes. When you book your travel plans south, don’t wait – get your travel insurance right away. If you are travelling with family, packages are available for Emergency Medical coverage for every member. You can also purchase All-Inclusive insurance coverage for Emergency Medical, Trip Cancellation and Interruption, Baggage Loss, Damage and Delay, and Flight and Travel Accidents. If you require any assistance at any time in the travel insurance purchase process, you may call us at 1-800-667-0429 during our regular business hours or email us at [email protected] for prompt service. Bon voyage!
