TuGo® Travel Insurance

TuGo Travel Insurance is the perfect travel partner. It protects you and your loved ones outside of your home province. TuGo Travel Insurance lets you travel with confidence, protecting you against the out-of-pocket costs of medical emergencies, delays, theft and last-minute plan changes.

TuGo isn’t just any Canadian travel insurance provider. For over 55 years, TuGo has been an innovator in the travel medical insurance business. They specialize exclusively in insurance and assistance for travel’s ups and downs. Their dedication to travellers has made them one of Canada’s top travel insurance providers and one of “Canada’s Best Managed Companies.”

TuGo understands your needs and is passionate about helping you have better experiences, providing top-rated claims assistance and customer service. TuGo products and services are easy to use and go beyond financial protection. TuGo promises to help however they can when things go wrong or when you just want some helpful advice — and they deliver what you need when you need it.

About TuGo Travel Coverage

Are you a Canadian resident? You rely on your provincial or territorial health insurance plans to cover healthcare expenses. But if you’re heading to a tropical beach, cross-border shopping or visiting family or friends in another province or country — your government healthcare plan won’t provide you with that same protection, leaving you to deal with out of pocket healthcare costs.

TuGo Traveller products let you enjoy your trip knowing you are travelling protected. At SBIS, we make it easy; click the links below to find the coverage that’s right for you.

And if you have trouble getting insurance, we have other specialty products that may be right for you. Call us at SBIS for all your travel needs. We’re here to help.

TuGo Emergency Medical Travel Products

TuGo Traveller Emergency Medical Insurance (single trip and annual multi-trip):

No one ever plans to need medical care while away, but if you do experience a misadventure on your trip, Emergency Medical Insurance covers hospital and doctors’ fees, prescriptions, emergency dental care, and even the return of an accompanying pet.

TuGo will deal with the details so you don’t have to, and they’ll coordinate the best possible medical care so you can travel confidently. Choose worldwide coverage or a plan for travelling within Canada, for a single trip or annual coverage.

Additional travel insurance options

Visitors to Canada / Returning Canadians Plan: Are you taking a quick tour, visiting family or friends, or waiting for your provincial healthcare plan to take effect? Canada has a great healthcare system but if you’re not a resident, you won’t be covered — and medical costs (including dental care) can be expensive. The Canadian government recommends all visitors buy health coverage before exploring Canada.
Student Emergency Medical Travel Insurance (Inbound or Outbound): Are you a Canadian student planning to study abroad or an international student studying in Canada? Getting sick or injured away from the comforts of home can be especially stressful, so you’ll want to know you’re taken care of. At TuGo, we’ll make sure you get the best possible medical care so you can concentrate on what matters most, like getting your assignments in on time and making new friends!

Trip Cancellation, Interruption & Baggage Loss (single and annual multi-trip): Life is full of surprises and so is travel! You can’t predict a natural disaster, job loss or the death of a family member or friend. When an unexpected event prevents you from travelling, Trip Cancellation & Trip Interruption plans reimburse travel costs if your trip is cancelled before you leave, or disrupted after it has begun. Perfect for Canadian residents or visitors to Canada who want to feel confident that their trip’s covered despite life’s surprises. Trip Cancellation & Trip Interruption is available as a Single or Multi-Trip policy. It can be purchased as a stand-alone plan or as part of a package, or choose the Trip Interruption only plan. Renting a car? You can add Car Rental protection if your rented or leased vehicle is damaged. Worried about losing your baggage? You can add coverage if your personal effects are damaged or stolen while you are on your trip.

Ready TuGo?

Discover TuGo travel insurance today and get the travel assistance you need with myTuGo!

If you are a Canadian traveller going abroad or to another province, someone visiting Canada or a student planning to study here for a term or longer, Special Benefits Insurance Services and TuGo can work with you to bring you peace of mind with the emergency travel medical coverage you need.

ANSWERS TO YOUR IMPORTANT QUESTIONS

What is TuGo Insurance and how does it work?

It is a Canadian provider specializing in travel and emergency medical coverage for over 55 years. TuGo protects travellers against unexpected medical expenses, trip cancellations, delays, theft, and other travel-related disruptions while they are outside their home province or country.

What does TuGo Travel Insurance cover?

This insurance covers emergency medical treatment, hospital stays, prescription drugs, emergency dental care, and even pet return in certain situations. Depending on the plan, coverage can also include trip cancellation, interruption, baggage loss, car rental damage, and high-risk sports.

Is TuGo Travel Insurance Canada-wide or international?

These plans are available for both domestic and international travel. You can choose coverage for trips within Canada, worldwide destinations, single trips, or annual multi-trip policies - ideal for frequent Canadian travellers.

How is TuGo Health Insurance different from provincial health coverage?

TuGo health insurance complements provincial health plans, which often provide limited or no coverage outside your home province or country. TuGo helps cover costly out-of-pocket medical expenses that provincial plans don’t pay for when you’re travelling.

Who should buy TuGo Insurance Canada plans?

TuGo insurance Canada plans are designed for Canadian residents travelling abroad or between provinces, visitors to Canada, returning Canadians waiting for provincial coverage, and students studying in or outside Canada. Each plan is tailored to specific travel needs.

Is TuGo the same as “Tu Go travel insurance”?

Yes. “Tu Go travel insurance,” “tugo,” and “TuGo travel insurance” all refer to the same trusted Canadian travel insurance provider. The brand is officially styled as TuGo®, but many travellers search for it using variations.

Does TuGo offer coverage for students and visitors to Canada?

Yes, TuGo offers specialized plans for international students, Canadian students studying abroad, and visitors to Canada. These plans provide emergency medical coverage during study terms or temporary stays when provincial healthcare may not apply.

What is myTuGo and how does it help policyholders?

myTuGo is TuGo’s online portal that allows travellers to manage their insurance easily. You can view policies, submit and track claims, find nearby clinics or hospitals using the Clinic Finder, and access emergency assistance anytime, anywhere.

How do I access TuGo agent login or TuGo broker login?

The TuGo agent login and TuGo broker login portals are designed for licensed agents and brokers to manage policies, quotes, and client information efficiently. Access credentials are provided through TuGo or authorized partners like Special Benefits Insurance Services (SBIS).

Why choose TuGo Travel Insurance over other providers?

TuGo stands out for its exclusive focus on travel insurance, top-rated claims assistance, and award-winning customer service. Recognized as one of “Canada’s Best Managed Companies,” TuGo delivers not just financial protection but real support when travellers need it most.

TuGo® Travel Insurance