For those who are coming to Canada, including visitors to Canada, landed immigrants and Canadian citizens returning home after a lengthy time spent abroad, in an emergency, you will need insurance coverage to see a doctor. Read on to learn more about insurance for visitors to Canada and returning Canadians.
Are you a newly landed immigrant to Canada? Or a Canadian citizen returning from another country who has lost your provincial healthcare coverage because you were out of the country for more than 182 days (212 days for Ontario)?
Either way, you will need emergency health insurance coverage for a minimum of 90 days upon your arrival in Canada to fill the gaps created by waiting periods and residency requirements for provincial health insurance plan coverage.
For more printable information on these programs click on the applicable button below:
Newly landed immigrants and returning Canadians
Every Canadian province and territory administers its own health plan and most of them have at least a 90-day waiting period before you can qualify for benefits. Thus, it is critically important that you find out more about emergency medical coverage.
Without adequate protection in place, if an illness, accident or medical emergency occurs while you are waiting for provincial healthcare coverage, you will have to pay for the emergency healthcare-related services you receive out of your own pocket.
Friends or family planning on visiting Canada? Do you realize they could end up having to pay huge medical bills should a medical emergency occur while they’re here because they’re not covered by provincial health insurance plans?
Regardless of whether they’re going to be here for a few days, a few months, or a couple of years, emergency medical insurance for visitors to Canada is absolutely essential because even though the Canadian healthcare system is one of the best in the world, it can be very expensive for those who don’t have coverage.
Fortunately, with the comprehensive, affordable protection of Emergency Medical Insurance, your friends and family will be able to enjoy their visit to Canada more and travel with fewer worries, knowing they’re protected against unexpected emergency healthcare-related expenses during their visit.
For more printable information on these programs click on the applicable button below:
Visitors to Canada
We work with some of the most recognizable names in the travel and health insurance industry in Canada to bring our clients comprehensive coverage at competitive rates.
We work with a range of insurance carriers to offer different types of coverage for your highly specialized health insurance needs. We can help you get the right policy to cover your emergency medical needs while visiting Canada, or for returning Canadians, while you wait to be eligible for provincial health insurance coverage.
Whether it’s for visitors to Canada, newly arriving Canadians, or residents coming home after a lengthy trip abroad, our travel insurance in Canada for visitors helps you choose the right carrier and the right policy to suit your insurance needs.
If you have already arrived in Canada please Contact Us.
Health insurance for visitors generally covers emergency medical expenses such as hospital stays, doctor visits, ambulance services, and sudden illness or injury. Coverage helps protect visitors from high out-of-pocket costs while they are not eligible for provincial healthcare plans.
Even a brief visit can result in unexpected medical emergencies. Since visitors are not covered by provincial health insurance, having emergency medical protection ensures access to care without facing overwhelming medical bills.
Visitors can purchase coverage for a few days, months, or longer stays. Policies are designed to provide peace of mind by covering emergency healthcare expenses while allowing loved ones to enjoy their time in Canada worry-free.
Yes. Returning Canadians who have been outside the country beyond eligibility limits may face waiting periods before provincial coverage resumes. Emergency medical insurance fills this gap and protects against unexpected healthcare costs during that time.
International medical insurance typically includes emergency hospital care, physician services, diagnostic testing, and related medical treatment while newcomers wait to qualify for provincial healthcare coverage.
Many U.S. health plans offer limited or no coverage in Canada. Supplemental emergency medical insurance ensures adequate protection against Canada’s healthcare costs, which can be substantial without proper coverage.
These plans provide essential emergency medical coverage during the mandatory waiting period for provincial healthcare, helping newly landed immigrants avoid financial risk while settling into life in Canada.
Travel insurance for tourists often includes emergency medical benefits along with coverage for trip interruptions or delays. Emergency medical insurance focuses primarily on healthcare expenses, making it a critical component of visitor protection.
It helps cover emergency healthcare costs for individuals visiting or temporarily residing in Canada, where medical services can be expensive without insurance coverage.
It typically offers coverage for emergency medical treatment, hospital stays, and urgent care, with plans designed to address age-related health risks and provide added peace of mind.
Most Canadians overpay or stay under‑insured simply because comparing plans feels overwhelming. Get professional advice completely free from an SBIS advisor, who will compare leading health, dental, and travel plans and help you find coverage that fits your life and budget with no obligation to buy.
