The best way to make sure you come home with nothing but good memories from your travels is to have travel insurance to cover your healthcare expenses if you’re sick or injured while you are far away. But did you know you can pay 50% less on your travel insurance if you choose to not leave the country and travel within Canada?
Here are some things to consider while you plan your next vacation.
Why this year’s trip should explore another province or territory of Canada
There are many reasons to travel within Canada outside of your home province beyond just visiting family and friends. Consider these great reasons to ‘plan Canada’:
The diversity of travel options
Canada is culturally and geographically diverse, making it the perfect destination for people with varying interests. From rich and dynamic urban centres to Canada’s serene natural environment which is one of the most beautiful in the world, this country’s breadth of experiences can inspire awe coast to coast and exciting events like dining, hiking and festivals.
You can travel at any time of year
Canada has travel options for travellers year-round. It’s a world-class skiing destination during the winter months, and it’s just as popular during the summer. Being the second-largest country in the world, our climate and terrain are vast and provide opportunities for a enormous range of fun activities.
By travelling within Canada, you won’t face exorbitant exchange rates of 10, 25 or even 40%, and instead be able to spend your saved up travel dollars at par. The money you will save from the exchange rate alone will allow you to spend more time away, choose more luxurious accommodations or experience more venues and events.
You don’t need a passport
Did your passport expire, or you don’t have one? By travelling within Canada, you don’t need to worry about passing through customs or going through the hassle of getting a passport before your vacation. Just book your trip and travel insurance, and you are on your way.
Save with Manulife’s Single-Trip Emergency Medical Travel Insurance Plan within Canada
Great! You’ve decided to travel outside of your province to see more of Canada. But, even within Canada, your government health insurance plan provides limited coverage for emergency medical care outside of your home province.
Manulife Travel Insurance for Canadians travelling out-of-province helps protect you against the cost of unexpected emergencies that may occur during your trip – costs only marginally covered by your provincial health insurance plan. This simple, low-cost protection for travel within Canada covers many emergency medical costs for
- Hospital and physician services
- Paramedical services
- Emergency dental treatment
- Emergency medical return home
- Visit to bedside if travelling alone
- Return home of children in care of insured, travel companion, pet, vehicle
- Return of excess baggage
- Hospital allowance
- Extra meal, hotel, childcare and phone call costs
- Expenses related to death
- Trip break without terminating coverage
You are covered for up to $10 million in emergency medical benefits, and you can apply at any age if you are a Canadian resident covered by a Canadian provincial or territorial health insurance plan. There are no medical questions if you are under age 60.
The best news if that the Travel Canada Emergency Medical plan is offered at 50% off the regular Single-Trip Emergency Medical rates. That’s right. If your entire trip is within Canada, premiums are half the cost you’d pay if you were travelling outside Canada for the same length of time.
And there are ways to save: family coverage provides savings save when two or three generations (under age 60) travel together or save 5% when you travel with a companion.
Carry your policy everywhere you travel
Keep your policy and wallet card safe and take them with you everywhere you go on your trip. Your wallet card has contact information for our Assistance Centre, available 24/7, if you need to access your benefits while you’re away. In addition, get the TravelAid mobile app, which can provide directions to the nearest medical facility and local emergency telephone numbers.
You must contact the Assistance Centre before you receive any treatment while on your trip. If it is medically impossible for you to call, please have someone call on your behalf as soon as possible. If you’re travelling alone, we recommend that you keep your travel insurance card on you at all times.If you don’t, you will have to pay 20% of the medical expenses that would normally be covered under this policy, and some benefits may be limited or not covered.
Does this policy seem like a good match for your needs?
Call us if you want to choose this Manulife travel insurance protection, or SBIS offers a wide range of other affordable plans specifically for travel within Canada. And if you travel out of province often, there are some multi-trip plans that automatically include coverage for unlimited travel (during a one-year period) throughout Canada. Contact us online or give us a call today to find out more.