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Manulife Guaranteed Issue Enhanced Plan

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Guaranteed health coverage — no questions asked

In Canada, we’re fortunate to have government healthcare that covers doctors’ visits, in hospital procedures and so on. But there’s a lot that’s not covered — like prescription drugs, eyeglasses, dental care and more. Those expenses can take up a big chunk of your family budget, especially when they’re unexpected. Help protect your savings and your health, with guaranteed issue health insurance from one of Canada’s most trusted providers — Manulife.

Manulife’s Guaranteed Issue Enhanced Health and Dental Insurance Plan can help fill in those gaps in coverage, and all at an affordable cost. Better yet, its packed with coverage for the other healthcare benefits you and the ones you love need.

No needles, no nurses, no questions — just great coverage. Guaranteed.

Who is the Guaranteed Issue Enhanced Plan for?

As long as you’re a resident of Canada, over the age of 18 and covered by a government healthcare plan, your acceptance is guaranteed at time of application – even if you have a pre-existing condition.

It’s a good health and dental insurance choice if:

  • You don’t want to answer medical questions
  • You require regular prescription drugs
  • You want to protect yourself from the expected and unexpected costs of out-of-pocket health care
  • You’re self employed
  • You’re a contract or part time worker
  • You want to add coverage to increase or fill in gaps in your employer or association group benefits
  • You need the care of registered specialists

It’s great for individuals, couples and families who are looking for comprehensive coverage and:

  • Are looking for a higher prescription drug benefit limit ($2,500 in paid expenses)
  • Want an easy application/prefer not to answer medical questions
  • May have pre-existing medical conditions or have been denied health coverage
  • Are seeking out Lifestyle* drug coverage as part of their plan
  • Are looking for a supplemental plan but don’t currently have a group plan, are self-employed, running a small business or retired

*Lifestyle drugs include prescription birth control drugs, glucose sensors, oral erectile dysfunction drugs, smoking cessation drugs and aids, medical marijuana, Intra Uterine Devices (IUDs) and diaphragms, anti-obesity drugs, vaccines

Get comprehensive coverage that includes:

  • Prescription drugs
  • Dental care, including exams, cleaning, fillings and oral surgery
  • Registered therapy, such as massage and chiropractic
  • Vision care — prescription eyeglasses and frames, contact lenses and laser eye surgery
  • Mental health therapy
  • Medical equipment and supplies
  • Ambulance — unlimited ground and air in home province
  • Emergency medical travel insurance reimbursement — up to $5 million per person
  • TELUS Health Virtual Care — included in your plan is unlimited 24/7 access to healthcare professionals, clinical screening, mental health assessments, prescription refills and more

Manulife Guaranteed Issue Enhanced ®

Choose Manulife Guaranteed Issue Enhanced Plan with SBIS

Manulife has worked for over a century to provide insurance and wealth management products that guard the financial interests of Canadians. When you choose the Guaranteed Issue Enhanced plan from Manulife through SBIS, you are benefitting from the combined knowledge and experience of two leaders in the insurance industry in Canada.

A representative is available to take your call, Monday to Friday, from 8:45am – 4:45pm Eastern Time. We will be happy to answer any questions about your individual health insurance needs and will work with you to choose the right plan. Contact us today to get started.

clients' testimonials

I’ve had the very real pleasure of working with the good people at Special Benefit Insurance Services (SBIS) for almost 2 decades. Their professionalism and commitment to high service standards, makes all the difference, when it comes to helping our mutual clients to be, simply and consistently, “very happy” customers.

Don M

Thank you for your help and for sending me the policy. Please feel free to forward my response to your supervisor. I appreciate that you understood my requirements, did the research quickly, and responded promptly and always in a courteous and friendly manner.

Leslie R

This kind of service keeps your clients coming back to you when they need to purchase any kind of insurance. Thank you for suggesting Destination Travel Insurance.

Cely T

Thank you Kasia for your diligence in notifying me upon approval of my application. I will as stated, out of courtesy, notify Great West Life, that I will not be proceeding with the application with them. I am pleased, as Green Shield was my first choice.


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    If you have any questions, would like more information or need assistance selecting a plan, please do not hesitate to call us.

    Business hours

    Monday to Friday 8:45 a.m. – 4:45 p.m. Eastern Time

    Head Office:
    Special Benefits Insurance Services
    20 Toronto Street, Suite 860, Toronto, ON, M5C 2B8

    North East Branch:
    Special Benefits Insurance Services
    3091 Chandler Dr, Port Perry, ON, L9L 1B6