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Resources

To make informed decisions about health and dental insurance, you need to start by getting the facts. Reading our collection of articles about health and dental insurance in Canada will help you save time and money as you discover more about how insurance works, and how the choices you make now will affect you in the future.

Employee Bliesure Travel Is On The Rise. Do They Have Travel Insurance?

Sending employees on business travel may be critical for you company in order to participate in conferences to keep up on the latest trends, meet with clients to establish and maintain relationships [+]

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Are You Ready Manage Healthcare Costs In Your 8000 Days Of Retirement?

8000 days. If you have two decades of retirement ahead – say from age 65 to 85 – that’s about 8000 days. And that’s about the same time between the time you [+]

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Does My Travel Insurance Cover Me in a Country With a Travel Advisory?

It is vital to check for travel advisories for your specific destination before booking your trip and a few days before leaving by going to https://travel.gc.ca/travelling/advisories. This is Canada’s official source of destination-specific travel information. What is [+]

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Reduce the Cost of Your Travel Medical Insurance by Claiming a Tax Credit!

Travel insurance is a necessary safeguard when you are out of province or out of the country, but it can be expensive. Costs for insurance increases based on the number of days [+]

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Obesity. Health Insurance Can Help You Make A Change.

When we struggle with weight management, too often there is a fear of being blamed or judged or failing. Not addressing weight issues and seeking help beyond listening to people who say [+]

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Survey Says: 80% Of Employees Consider The Health Benefits You Offer

You may understand the basic principles of posting an attractive job opening at your small business to find the people with the right mindset for who will blend in seamlessly into your [+]

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Canada’s Provincial Health Plans – Quick Links Highlight What’s Covered Where You Are

It’s important to remember that all costs when travelling to another province are usually reimbursed at your home province’s fee guide rates. Here is a handy list (October 2023) of what most [+]

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Your Medical Travel Insurance Deductible Can Save You Money

Did you know that changing your emergency medical travel insurance can save you up to 35%? Can you benefit from adding a deductible to your travel insurance? What is a deductible? A [+]

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Does Your Health Insurance Reward You For Healthy Behaviour?

Manulife knows that more and more Canadians want to focus on preventative health measures to live longer, healthier, better lives.  In their recent survey they also learned that two in three wantto [+]

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PRISM’s Personalized Counselling Matching Tool Is Better Than A Dating App

Swipe left or right… that may be a way to find a date, but it can be harder to find the right therapist. Searching for answers online as you struggle with emotions [+]

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Discover The Great Value Of Health Plus™ Insurance Coverage

SBIS is excited to introduce new health insurance options from Health Plus! At SBIS, we know you want health insurance coverage that best fits your budget and your needs — and you [+]

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Does Your Financial Plan Cover Serious Health Financial Expenses? It Should.

Estate plans play a critical role as we age. According to IG Wealth Management’s (IG) estate planning study released in May 2023, only one-quarter (25 per cent) of Canadians have an estate [+]

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Don’t Have Student Dental Insurance? Here Are Three Reasons You Need a Plan

You are looking forward to your education as a stepping-stone to your career ahead – one that you can smile about. It’s makes taking care of your teeth and oral health important [+]

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How Can Health Insurance Help With Neck And Back Pain From Virtual Work?

If you are working from home, have you experienced an increase in neck and back pain? You are not alone. The 2020 International Journal of Environmental Research and Public Health Survey shows [+]

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Why You Need Drug Coverage and How it Helps You

Prescription drug costs are not covered by government health plans for most Canadians. For instance, you will qualify for the Ontario Drug Benefit (ODB) program only when you turn 65 years old, [+]

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Pregnant And Starting A Family? Don’t Forget To Have Dental Insurance

Planning your family? There’s so many things to think about! But it’s important to prioritize oral health before, during and after pregnancy, even if you have neglected it in the past because [+]

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Dental Insurance Checklist

If you don’t have a plan or your existing one isn’t cutting it for you, it’s a great idea to put a little research into finding something that will meet all your [+]

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Why Your Dental Fee Guide is Important and How to Understand It

Decoding the Codes Every procedure, every appliance, and every exam has a specific code. For example, you may have had a recall exam, where your dentist checks for cavities; some scaling, where [+]

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Dental Insurance: How to Fill in the Gaps

When you’re young, you have other things to worry about than your teeth. No one believes, when they’re in the prime of their lives, that someday they’ll fall apart — and it [+]

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What You Need To Know About Your Basic Dental Coverage

The next challenge for you is figuring out what exactly your plan covers. There are so many different programs; it’s understandable to have questions. If you have what is called “Basic Dental [+]

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Five Things You Need to Understand About Your Dental Insurance Plan

Imagine this.  You are sitting back and relaxing, watching Netflix.  You reach for the last bite of popcorn… and ouch!  Can you believe you just damaged your tooth! Hefty dental bills can [+]

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How 2 Group Plans Or 1 Group And 1 Individual Plan Can Coincide

But even if your employer doesn’t offer coverage, it’s a good idea to seek out dental insurance. Unexpected issues arise all the time; it’s better to have a plan already, so you [+]

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How Dental Insurance Can Improve Your Overall Health

A variety of illnesses that have nothing to do with your teeth are directly related to how you treat your mouth. According to the world-renowned Mayo Clinic in Minnesota, gum disease is [+]

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The Alternate Benefit Clause: What You Need to Know

Suppose you just found out from your dentist that you need to have a bridge placed. You feel confident your plan will cover most of the proposed amount and your out-of-pocket expenses [+]

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Shopping Online For Travel Insurance? Here Are Three Things You Should Know To Get The Best Rate

Getting travel insurance rate can be a click away, but is it the best rate? Travel insurance works like other kinds of insurance. You pay a premium rate for the benefits that [+]

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Travel Is Still A Priority In 2023 And So Is Travel Insurance

After spending too much time at home, you probably are feeling like you need to travel! If you are worried you may have to scale back your travel plans, it just means [+]

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Going Province To Province For Your Commute? You Need Travel Insurance Protection

Back in 2016, only about four percent of people worked remotely. By 2021, that number grew to over 30 percent of Canadian workers. And now, many Canadians have chosen to re-locate their [+]

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Choosing To Cruise This Winter? Get Travel Insurance For A Safe Trip

What is your cruise destination? Likely it is the Caribbean Sea which spans 2.75 million square kilometers, has roughly seven thousand islands and more than 20 bordering countries. The Caribbean offers sun-bathing [+]

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Eager To Restart Your Winter Vacation Tradition? Four Ways Travel Insurance Will Protect You

Are you eager to travel again like most Canadians, and maybe even plan to restart your winter vacation tradition? At SBIS we’re ready to help you with those plans – and put [+]

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Are Your Prepared If Your Travel Insurance Coverage Ends When You Turn 70?

Taking the time to travel to visit family out of province or out of country is always a priority for many Canadians. By the time we reach age 70, many of us [+]

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What travel insurance is best to get? Trip protection, medical travel insurance — or both?

More than two-thirds of Canadians intend to travel between May and October, according to the Conference Board of Canada. But as COVID-19 continues to loom, many travellers are once again concerned about [+]

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How To Avoid Wasting Your Travel Dollars: Buy Trip Cancellation Insurance

An Ontario couple who didn’t buy travel insurance ahead of their vacation were disappointed to learn they were denied a refund after contracting COVID-19. You can read their story Do I need [+]

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Changing Jobs? Make Sure You’re Covered!

What do you need to know about health and dental insurance to make sure your transition to a new job is a smooth one? Starting a New Job Congratulations, you got the [+]

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Learn the Facts About Domestic Travel Insurance

  Because healthcare is something all Canadian citizens enjoy, we often take it for granted that the same rules apply everywhere in the country. Before you head off on a great Canadian [+]

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Seeing Double? Time for an Eye Exam!

Can you remember the last time you had an eye exam, if ever? Your supplementary health insurance benefits probably cover a visit every two or three years, and there’s a good reason [+]

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Five Summer Sun Safety Tips

Time Outdoor Activities Carefully There’s some truth to the expression “high noon.” It’s the time of day when the sun is at its highest. The Ultraviolet Index (UVI) is highest between 10:00 [+]

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Overcoming Dental Anxiety

Finding the Source Dental anxiety affects an estimated 10-20% of dental patients, so at least you’re in good company. Part of addressing your fear of the dentist is drilling down (pardon the [+]

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What do you Need to Know About Trip Cancellation Insurance?

To help you avoid the stress and financial pain of losing out on deposits if an emergency forces you to cancel a planned trip, here are a few things you should know [+]

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Health Insurance Considerations for the Self-Employed in Canada

Self-employed Canadians don’t get sick days, and many only have supplemental health insurance if they’re covered under a spouse’s plan. If you’re planning to become one of the more than two million [+]

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5 Tips to Help Choose the Right Dentist

Once you find a professional you trust, you stick with them. With so many dental professionals out there, how do you choose the perfect one for you? What happens if you have [+]

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