Anyone applying for a super visa in Canada must show proof of payment that they have private medical insurance coverage that meets requirements established by Canada Immigration and Citizenship. This insurance is designed to cover losses arising from sudden and unforeseeable circumstances.The private emergency medical insurance must be
- Valid for one year from the time of arrival
- Issued by a Canadian insurance company
- Providing minimum coverage of $100,000
- Coverage for emergency medical care, hospitalization and repatriation
- Valid for each entry to Canada.
The problem is that for most plans you must be prepared to pay one single annual premium in advance for the super visa insurance.
Destination Travel offers great coverage and monthly payment options
Now Destination Travel Visitors to Canada Plans covering $100,000 or more of emergency medical expenses for 365 days offer monthly payment options!
Visiting Canada for an extended period of time means financially planning your travel costs and living costs over a long period of time. With the option of paying monthly for your Visitors To Canada Plan emergency medical insurance you can
- Know exactly how much you will be spending each month and can budget accordingly
- Be better able to manage your cash flow and keep the bulk of your insurance premium in your own account longer, earning more interest
- Reduce your paperwork and accounting.
The Visitors to Canada Plan is available for all Visitors To Canada!
The Visitors to Canada Plan can cover all visitors including newly landed immigrants or returning Canadian citizens age 0 to 85 with a variety of deductible options including no deductible, or age 86 and over with a $500 deductible. Here is an overview of plan benefits:*
- Emergency Medical Expenses – Maximum Sum Insured Options
$10,000 – $25,000 – $50,000 – $100,000 – $150,000 or $300,000 - Emergency Hospital
Semi-private hospital accommodation - Emergency Medical
Services of physician, surgeon, anesthetist - Diagnostics, lab tests and/or x-rays
- Licensed local air, land and/or sea ambulance to the nearest hospital
- Private duty services of a registered graduate nurse up to $10,000
- Rental of medical appliances
- Drugs or Medications Up to $1,000 not exceeding 30-day supply
- Professional Services Physiotherapist, chiropractor, chiropodist, osteopath, podiatrist when ordered by the attending physician up to $500 per practitioner for out-patient treatment
- Emergency Air Transportation / Return home
When pre-approved by Active Care Management - Transportation of Family
Up to $3,000 to transport one family member or close friend and up to $1,000 for meals and accommodation - Follow-up Visits
Up to $3,000 for follow-up when pre-approved by Active Care Management - Accidental Dental
Up to $3,000 for emergency treatment caused by an accidental blow to the face - Dental Emergencies
Up to $500 for the immediate relief of acute dental pain - Meals and Accommodation
Up to $150 per day to a maximum of $1,500 when hospitalized - Emergency Return Home
Up to $3,000 for the additional cost of one-way economy transportation - Return of Deceased
Up to $10,000 for return of remains or up to $4,000 for cremation or burial at place of death - Accidental Death & Dismemberment
Up to the maximum sum insured not to exceed $150,000 for loss of life, limb or sight resulting from an accidental injury - Flight Accident
Up to a maximum sum insured of $50,000 - Pre-existing Conditions
Age 0 to 79:
• Option 1: Covered only if stable during the 120 days prior to the effective date
• Option 2 : All pre-existing conditions will be excluded from coverage
Age 80 and over:
• All pre-existing conditions are excluded from coverage
If you purchase coverage prior to arriving in Canada there is no waiting period for coverage.
If you purchase any time after your arrival in Canada and are under the age of 85, you will only be entitled to receive benefits for any sickness after the first 48 hours from the effective date of the policy. If you are over 85, you will be entitled to receive benefits after fifteen (15) days from the effective date of this policy. If you have insurance with another insurer during the first part of your trip in Canada, and you are purchasing this insurance after your arrival in Canada and there will be no waiting period applied.
Choose Destination Travel coverage for all your travel insurance needs
Destination Travel Group has been providing competitively priced travel insurance since 1992 with these plan options too
Travelling Canadians
Provides emergency medical coverage for Canadians travelling out-of-province/country
International Students
Provides medical insurance for International Students studying in Canada or Canadian Students studying abroad.
Expat Essential
Provides medical insurance for Canadians working or living abroad – age 0 to 69.
Get your emergency travel medical insurance today
For more information on the importance of Visitors To Canada insurance, you can read our information blog.
SBIS offers other affordable VTC plan options too! Whether it is Destination Travel or one of our other carriers, when you are looking forward to a wonderful visit with those you dearly miss our friendly SBIS experts are happy to help put the coverage your visitors need in place. Give us a call today at 416.601.0429 or 1.800.667.0429 toll-free.
*as of September 2023
